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/* ===================== V15 targeted polish ===================== */
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.topbar-v15 .topbar-inner{min-height:42px}.contact-pill{padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.10)}.contact-pill strong{letter-spacing:.01em}.contact-pill.email-pill{max-width:260px}.topbar-proof{padding:7px 11px;border-radius:999px;background:rgba(115,212,255,.11);border:1px solid rgba(115,212,255,.20);white-space:nowrap}.topbar .whatsapp i,.footer-contact .fa-whatsapp{color:#62f4a3!important}
.header-v15{background:rgba(255,255,255,.96);border-bottom:1px solid rgba(7,42,91,.10);box-shadow:0 18px 38px rgba(0,20,60,.12)}.header-v15 .nav{min-height:82px}.brand-v15 .brand-logo-wrap{width:125px;height:74px;background:#fff;border:1px solid #d8e9ff;box-shadow:0 12px 30px rgba(0,33,92,.13)}.brand-v15 .brand-copy strong{color:#082857}.brand-v15 .brand-copy span{color:#49729f}.nav-links-v15 a{color:#123b72}.nav-links-v15 a:not(.btn):hover{background:#eef7ff;color:#075bc3}.nav-links-v15 .nav-login{background:#edf6ff;color:#0a4fae;border:1px solid #d9ebff}.nav-links-v15 .nav-register{background:#fff;color:#0a4fae;border:1px solid #cfe4ff;border-radius:999px;padding:9px 12px;font-weight:900}.nav-links-v15 .admin-link{background:#f6f8fb;color:#516983;border:1px solid #dde8f4}
.hero-actions.clean-actions{gap:10px}.hero-actions .btn{white-space:nowrap}.calculator-v15{position:relative;overflow:hidden;background:linear-gradient(135deg,rgba(255,255,255,.16),rgba(255,255,255,.07));border:1px solid rgba(255,255,255,.18);box-shadow:0 32px 80px rgba(0,10,35,.36)}.calculator-v15:before{content:"";position:absolute;right:-120px;top:-120px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(115,212,255,.28),transparent 68%)}.calculator-points{list-style:none;padding:0;margin:15px 0 0;display:grid;gap:9px;color:#dcefff}.calculator-points li{display:flex;gap:9px;align-items:center;font-weight:750}.calculator-points i{color:#8adfff}.calc-box-v15{position:relative;background:linear-gradient(180deg,#fff,#f2f8ff);padding:22px;border:1px solid #d6e9ff;box-shadow:0 24px 60px rgba(0,30,82,.22)}.calc-ribbon{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border-radius:999px;background:#eaf5ff;color:#0b5ec4;font-size:12px;font-weight:900;margin-bottom:12px}.calc-box-v15 .calc-head{border-bottom:0;margin-bottom:8px;padding-bottom:0}.calc-box-v15 .calc-head strong{font-size:22px;color:#082857}.calc-box-v15 .calc-head span{font-size:13px}.loan-slider-v15{height:10px;accent-color:#0c6be3}.calc-results-v15{gap:12px}.calc-results-v15 div{padding:16px;border:1px solid #d8eaff;border-radius:18px}.calc-results-v15 .highlight{background:linear-gradient(135deg,#083875,#0b6ee8);border-color:#0b6ee8}.calc-results-v15 .highlight span{color:#cce5ff}.calc-results-v15 .highlight strong{color:#fff}.calc-note.inside{margin:10px 0 0!important;color:#6a7f9c!important;font-size:12px;text-align:center}
.footer-v15{background:linear-gradient(180deg,rgba(1,10,30,.96),rgba(2,15,43,.98));padding-top:34px}.footer-v15 .footer-main{align-items:start}.footer-badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:13px}.footer-badges span{display:inline-flex;align-items:center;gap:7px;padding:7px 10px;border-radius:999px;background:rgba(115,212,255,.10);border:1px solid rgba(115,212,255,.17);font-size:12px;color:#eaf7ff}.footer-v15 h4{color:#fff}.footer-v15 a:hover{color:#fff;text-decoration:underline;text-underline-offset:4px}.footer-v15 .footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:22px;padding-top:16px}
.floating-actions-v15{position:fixed;right:16px;top:55%;transform:translateY(-50%);display:grid;gap:10px;z-index:80}.floating-actions-v15 a{display:flex;align-items:center;justify-content:center;gap:8px;min-width:132px;padding:11px 13px;border-radius:999px;color:#fff;font-weight:900;box-shadow:0 16px 38px rgba(0,10,35,.26);border:1px solid rgba(255,255,255,.20)}.float-whatsapp{background:linear-gradient(135deg,#0aa85c,#20d477)}.float-apply{background:linear-gradient(135deg,#075bc3,#0b8af0)}.floating-actions-v15 i{font-size:17px}
@media(max-width:980px){.header-v15 .nav{min-height:76px}.nav-links-v15.open a,.nav-links-v15.open .btn{color:#fff}.nav-links-v15.open .nav-login,.nav-links-v15.open .nav-register,.nav-links-v15.open .admin-link{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.14);color:#fff}.contact-pill.email-pill{max-width:none}.floating-actions-v15{right:12px;top:auto;bottom:14px;transform:none;grid-template-columns:1fr 1fr;left:12px}.floating-actions-v15 a{min-width:0;padding:12px 10px}.calculator-v15{grid-template-columns:1fr}}
@media(max-width:640px){.topbar-contact{grid-template-columns:1fr!important;width:100%}.contact-pill{justify-content:flex-start}.topbar-proof{width:100%;justify-content:center}.brand-v15 .brand-logo-wrap{width:112px;height:68px}.hero-actions.clean-actions{display:grid}.calculator-points{font-size:13px}.calc-box-v15 .calc-head strong{font-size:19px}.floating-actions-v15 span{font-size:12px}}


/* ===================== V16 form logic, logo and auth polish ===================== */
.header-v15 .nav{align-items:center}.brand-v15{min-width:300px;max-width:390px;overflow:visible}.brand-v15 .brand-logo-wrap{width:112px!important;height:84px!important;flex:0 0 112px;padding:5px!important;border-radius:20px;overflow:hidden}.brand-logo{object-fit:contain!important;max-width:100%;max-height:100%}.brand-copy{min-width:0}.nav-links-v15{flex:1}.form-logo-mini,.auth-logo-box,.brand-mini img{overflow:hidden}.form-logo-mini img,.auth-logo-box img,.brand-mini img{object-fit:contain!important;max-height:100%;max-width:100%}
.auth-page-v16,.auth-page{padding:42px 14px 54px;display:grid;place-items:center;min-height:calc(100vh - 130px)}.luke-auth-card,.forgot-card-v16{width:min(500px,100%);background:linear-gradient(180deg,rgba(255,255,255,.96),rgba(241,248,255,.93));color:#0d2b55;border:1px solid rgba(255,255,255,.7);box-shadow:0 32px 90px rgba(0,12,44,.35);border-radius:28px;padding:28px}.auth-card h1{color:#082857;font-size:clamp(27px,3vw,36px);margin:10px 0 8px}.auth-card p{color:#526a86}.auth-kicker{display:inline-flex;align-items:center;gap:8px;background:#e9f5ff;color:#075bc3;border:1px solid #d6ebff;border-radius:999px;padding:7px 11px;font-weight:900;font-size:12px}.auth-logo-box{width:150px;height:112px;margin:0 auto 16px;background:#fff;border:1px solid #dbeeff;border-radius:24px;display:grid;place-items:center;padding:8px;box-shadow:0 14px 35px rgba(0,41,103,.14)}.reset-success-v16{line-height:1.55}.auth-note-v16{display:flex;gap:9px;align-items:flex-start;margin-top:15px;padding:12px;border-radius:16px;background:#eef7ff;border:1px solid #d8ebff;color:#31516f;font-size:13px}.auth-note-v16 i{color:#0b6ee8;margin-top:2px}.field-note{display:block;color:#9fb7d4;font-size:11.5px;margin-top:5px}.form-section select[name="bank_name"],.form-section input[readonly]{background:rgba(255,255,255,.92)!important;color:#0f2c53}.loan-selector-card .summary-card{position:relative;padding:18px}.btn-select-loan{width:100%;margin-top:12px;background:linear-gradient(135deg,#1e9bff,#075bc3)}.btn-select-loan.selected{background:linear-gradient(135deg,#22c55e,#0d8b4a)}.selected-loan-note{margin:9px 0 0;color:#dff1ff;font-size:12px;font-weight:900;text-align:center}.terms-box{text-align:justify}.field input[data-dob-target]{background:rgba(255,255,255,.84)!important;color:#28415f}.field input[data-payday-input]{max-width:140px;text-align:center;font-weight:900;letter-spacing:.08em}.forgot-card-v16 .form-link-row a{color:#075bc3}.forgot-card-v16 .btn.full-btn{box-shadow:0 18px 40px rgba(7,91,195,.24)}
@media(max-width:980px){.brand-v15{min-width:auto}.brand-v15 .brand-logo-wrap{width:104px!important;height:78px!important}.header-v15 .nav{min-height:86px}.nav-links-v15{flex:unset}.nav-links-v15.open{max-height:calc(100vh - 120px);overflow:auto}}
@media(max-width:640px){.brand-v15 .brand-logo-wrap{width:94px!important;height:72px!important}.auth-page-v16,.auth-page{padding:24px 11px 36px}.luke-auth-card,.forgot-card-v16{padding:20px;border-radius:22px}.auth-logo-box{width:132px;height:98px}.field input[data-payday-input]{max-width:100%}}

/* =========================
   V17 premium header, calculator, auth and consent corrections
   ========================= */
.topbar,.site-header{display:none!important}
.kh-header-v17{position:sticky;top:0;z-index:80;background:linear-gradient(180deg,rgba(3,18,52,.98),rgba(5,32,80,.92));border-bottom:1px solid rgba(255,255,255,.14);box-shadow:0 16px 42px rgba(0,8,32,.28);backdrop-filter:blur(18px)}
.kh-contact-strip-v17{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:12px;border-bottom:1px solid rgba(255,255,255,.10)}
.kh-contact-group-v17{display:flex;align-items:center;gap:7px;flex-wrap:wrap}.kh-contact-item,.kh-ncr-pill-v17{display:inline-flex;align-items:center;gap:7px;color:#eef8ff;font-size:11px;border:1px solid rgba(255,255,255,.15);background:rgba(255,255,255,.07);padding:6px 9px;border-radius:999px;white-space:nowrap}.kh-contact-item i,.kh-ncr-pill-v17 i{width:22px;height:22px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;background:rgba(121,211,255,.16);color:#c9f2ff}.kh-contact-item.whatsapp i{background:rgba(37,211,102,.18);color:#8dffb8}.kh-contact-item span,.kh-ncr-pill-v17 span{color:#bcd7f2}.kh-contact-item strong,.kh-ncr-pill-v17 strong{color:#fff;font-weight:900}.kh-nav-shell-v17{background:rgba(255,255,255,.045)}.kh-nav-v17{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:16px}.kh-brand-v17{display:flex;align-items:center;gap:13px;min-width:290px;flex:0 0 auto}.kh-logo-frame-v17{width:122px;height:66px;background:#fff;border-radius:18px;display:flex;align-items:center;justify-content:center;padding:8px;box-shadow:0 15px 36px rgba(0,0,0,.25);border:1px solid rgba(255,255,255,.9);overflow:hidden}.kh-logo-frame-v17 img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;display:block}.kh-brand-text-v17 strong{display:block;font-size:15px;line-height:1.1;color:#fff;letter-spacing:-.02em}.kh-brand-text-v17 small{display:block;color:#c5ddf7;font-size:11.5px;margin-top:3px}.kh-menu-toggle-v17{display:none;width:42px;height:42px;border-radius:14px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.10);color:#fff}.kh-nav-links-v17{display:flex;align-items:center;justify-content:flex-end;gap:6px;flex-wrap:wrap}.kh-nav-links-v17 a{display:inline-flex;align-items:center;gap:7px;min-height:38px;padding:9px 11px;border-radius:999px;color:#eef8ff!important;font-size:12.5px;font-weight:850;border:1px solid transparent;text-shadow:0 1px 1px rgba(0,0,0,.24)}.kh-nav-links-v17 a:hover,.kh-nav-links-v17 a.active{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.16)}.kh-nav-links-v17 a[href$="apply.php"]{background:linear-gradient(135deg,#6fd5ff,#1479eb 55%,#0d4fa7);box-shadow:0 12px 24px rgba(10,98,210,.34);border-color:rgba(255,255,255,.2)}.admin-soft-v17{opacity:.9;background:rgba(255,255,255,.06)}
.kh-hero-v17{padding:44px 0 18px}.kh-hero-grid-v17{display:grid;grid-template-columns:1.08fr .58fr;gap:26px;align-items:center}.kh-kicker-v17,.kh-section-head-v17 span,.kh-calc-copy-v17 span,.kh-content-card-v17>span{display:inline-flex;align-items:center;gap:8px;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);color:#ecf8ff;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.kh-hero-copy-v17 h1{font-size:clamp(36px,5vw,64px);line-height:.98;margin:15px 0 12px;letter-spacing:-.055em;color:#fff}.kh-lead-v17{font-size:17px;color:#d8ecff;max-width:690px;margin:0 0 18px}.kh-hero-actions-v17{display:flex;gap:10px;flex-wrap:wrap}.kh-proof-row-v17{display:flex;gap:8px;flex-wrap:wrap;margin-top:13px}.kh-proof-row-v17 span{display:inline-flex;align-items:center;gap:7px;padding:8px 10px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);font-size:12px;color:#dbeeff}.kh-proof-row-v17 i{color:#9be1ff}.kh-hero-panel-v17,.kh-content-card-v17,.kh-calculator-v17,.kh-process-grid-v17 article{background:linear-gradient(180deg,rgba(255,255,255,.14),rgba(255,255,255,.075));border:1px solid rgba(255,255,255,.17);border-radius:24px;box-shadow:0 24px 54px rgba(0,11,37,.34);backdrop-filter:blur(20px)}.kh-hero-panel-v17{padding:16px}.kh-hero-logo-v17{height:154px;background:#fff;border-radius:20px;display:flex;align-items:center;justify-content:center;padding:18px;margin-bottom:12px;overflow:hidden}.kh-hero-logo-v17 img{max-width:100%;max-height:118px;width:auto;height:auto;object-fit:contain}.kh-hero-stats-v17{display:grid;grid-template-columns:1fr 1fr;gap:9px}.kh-hero-stats-v17 div{border-radius:16px;background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.13);padding:13px}.kh-hero-stats-v17 span{display:block;color:#c7dff7;font-size:12px;font-weight:800}.kh-hero-stats-v17 strong{display:block;color:#fff;font-size:19px;margin-top:2px}.kh-hero-panel-v17 p{color:#d5e9ff;font-size:13px}.kh-text-link-v17{display:inline-flex;align-items:center;gap:7px;color:#aeeaff;font-weight:900}.kh-trust-v17{padding:12px 0}.kh-trust-grid-v17{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.kh-trust-grid-v17 div{display:flex;flex-direction:column;gap:3px;min-height:112px;padding:15px;border-radius:18px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.14)}.kh-trust-grid-v17 i{width:38px;height:38px;border-radius:14px;display:grid;place-items:center;background:rgba(120,210,255,.16);color:#dff6ff}.kh-trust-grid-v17 strong{color:#fff}.kh-trust-grid-v17 span{color:#bdd8f5;font-size:12px}.kh-section-v17{padding:34px 0}.kh-section-blue-v17{background:linear-gradient(180deg,rgba(255,255,255,.05),rgba(255,255,255,.02))}.kh-section-head-v17{text-align:center;max-width:780px;margin:0 auto 20px}.kh-section-head-v17 h2{font-size:clamp(25px,3vw,38px);margin:10px 0 8px;color:#fff;letter-spacing:-.035em}.kh-section-head-v17 p{color:#d2e8ff;margin:0}.kh-process-grid-v17{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.kh-process-grid-v17 article{position:relative;padding:18px;min-height:210px}.kh-process-grid-v17 b{position:absolute;right:16px;top:14px;color:rgba(255,255,255,.32);font-size:24px}.kh-process-grid-v17 i{width:42px;height:42px;border-radius:15px;background:rgba(117,210,255,.16);display:grid;place-items:center;color:#dff6ff;margin-bottom:13px}.kh-process-grid-v17 h3{margin:0 0 7px;color:#fff}.kh-process-grid-v17 p{margin:0;color:#cfe4fb;font-size:13px}.kh-calculator-v17{display:grid;grid-template-columns:.82fr 1fr;gap:18px;padding:18px;align-items:stretch}.kh-calc-copy-v17{padding:14px}.kh-calc-copy-v17 h2{font-size:clamp(25px,3vw,40px);line-height:1.05;margin:12px 0;color:#fff}.kh-calc-copy-v17 p{color:#d5eaff}.kh-calc-copy-v17 ul{list-style:none;margin:14px 0 0;padding:0;display:grid;gap:8px}.kh-calc-copy-v17 li{display:flex;gap:8px;align-items:center;color:#e4f2ff;font-size:13px}.kh-calc-copy-v17 i{color:#92e2ff}.kh-calc-card-v17{background:#f8fbff;color:#0f2c53;border-radius:22px;padding:20px;box-shadow:inset 0 0 0 1px rgba(13,83,163,.08),0 20px 44px rgba(0,18,64,.22)}.kh-calc-title-v17{display:flex;align-items:center;gap:12px;margin-bottom:16px}.kh-calc-title-v17 i{width:44px;height:44px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,#0d69d2,#52c9ff);color:#fff}.kh-calc-title-v17 strong{display:block;font-size:17px}.kh-calc-title-v17 small{display:block;color:#5e7795}.kh-calc-card-v17 label{font-weight:900;color:#14365d}.kh-slider-v17{width:100%;margin:12px 0;accent-color:#1479eb}.kh-calc-result-v17{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:14px 0}.kh-calc-result-v17 div{border-radius:18px;padding:15px;background:linear-gradient(180deg,#fff,#eef6ff);border:1px solid #dbeaff}.kh-calc-result-v17 span{display:block;color:#5b7697;font-size:12px;font-weight:900}.kh-calc-result-v17 strong{display:block;color:#08376f;font-size:24px;margin-top:3px}.kh-calc-note-v17{font-size:12px;line-height:1.45;color:#52708f;background:#edf6ff;border:1px solid #d8eafe;border-radius:14px;padding:10px;margin:10px 0 14px}.kh-split-v17{display:grid;grid-template-columns:1fr 1fr;gap:14px}.kh-content-card-v17{padding:22px}.kh-content-card-v17 h2{font-size:26px;line-height:1.12;margin:12px 0;color:#fff}.kh-content-card-v17 p{color:#d4e9ff}
.kh-auth-page-v17{min-height:calc(100vh - 180px);display:grid;place-items:center;padding:36px 14px}.kh-auth-card-v17{width:min(460px,100%);background:rgba(255,255,255,.96);color:#112d53;border-radius:28px;padding:26px;box-shadow:0 30px 70px rgba(0,12,48,.38);border:1px solid rgba(255,255,255,.75)}.kh-auth-logo-v17{width:170px;height:112px;background:#fff;border:1px solid #dcecff;border-radius:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;padding:12px;overflow:hidden;box-shadow:0 12px 30px rgba(10,70,150,.12)}.kh-auth-logo-v17 img{max-width:100%;max-height:100%;object-fit:contain}.kh-auth-kicker-v17{display:inline-flex;align-items:center;gap:7px;padding:7px 10px;border-radius:999px;background:#eef6ff;color:#075bc3;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.kh-auth-card-v17 h1{margin:12px 0 7px;color:#092e62;font-size:31px;letter-spacing:-.04em}.kh-auth-card-v17 p{color:#536c88;margin:0 0 15px}.kh-auth-form-v17{display:grid;gap:13px}.kh-auth-links-v17{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-weight:900}.kh-auth-links-v17 a{color:#075bc3}.kh-security-note-v17{display:flex;gap:9px;align-items:flex-start;margin-top:15px;background:#eef6ff;color:#496784;border:1px solid #dbeaff;border-radius:15px;padding:11px;font-size:12px}.kh-security-note-v17 i{color:#075bc3}.kh-forgot-card-v17{width:min(500px,100%)}
.terms-section .terms-box{background:linear-gradient(180deg,rgba(255,255,255,.96),rgba(242,248,255,.96));color:#19365b;border:1px solid rgba(214,233,255,.9);border-radius:22px;padding:18px;text-align:left;box-shadow:0 12px 32px rgba(0,37,88,.10)}.terms-section .terms-box p{margin:0 0 10px;color:#294969;line-height:1.62}.terms-list{margin:10px 0 14px;padding:0;list-style:none;display:grid;gap:9px}.terms-list li{position:relative;padding-left:25px;color:#294969;line-height:1.45}.terms-list li:before{content:"\f00c";font-family:"Font Awesome 6 Free";font-weight:900;position:absolute;left:0;top:1px;color:#0d7be7}.check-row{display:flex;gap:10px;align-items:flex-start;border:1px solid #cfe4fb;background:#eef7ff;border-radius:16px;padding:12px;margin-top:12px;font-weight:800;color:#173a63}.check-row input{margin-top:4px;transform:scale(1.15)}.modal-card{color:#17365d}.modal-card p{line-height:1.65;color:#31516f}.summary-card .section-helper{color:#d3e9ff!important}.summary-card:nth-child(2) .section-helper{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.13);border-radius:13px;padding:9px;margin-top:9px}.floating-actions-v15{display:none!important}.floating-actions-v17{position:fixed;right:16px;bottom:18px;z-index:70;display:grid;gap:9px}.floating-actions-v17 a{display:flex;align-items:center;gap:8px;justify-content:center;min-width:138px;padding:11px 13px;border-radius:999px;color:#fff;font-weight:900;box-shadow:0 14px 34px rgba(0,11,37,.32);font-size:13px}.floating-actions-v17 i{font-size:16px}.float-whatsapp{background:linear-gradient(135deg,#25d366,#0c9447)}.float-apply{background:linear-gradient(135deg,#5fd2ff,#126fe0)}.float-register{background:linear-gradient(135deg,#0f3c83,#0c2456);border:1px solid rgba(255,255,255,.18)}
@media(max-width:1080px){.kh-contact-strip-v17{align-items:flex-start;padding-block:8px;flex-direction:column}.kh-nav-v17{min-height:78px}.kh-brand-v17{min-width:auto}.kh-logo-frame-v17{width:112px;height:62px}.kh-nav-links-v17{display:none;position:absolute;left:14px;right:14px;top:100%;background:rgba(3,18,52,.98);border:1px solid rgba(255,255,255,.16);border-radius:20px;padding:12px;box-shadow:0 20px 50px rgba(0,0,0,.35)}.kh-nav-links-v17.open{display:grid}.kh-nav-links-v17 a{width:100%;justify-content:flex-start}.kh-menu-toggle-v17{display:inline-grid;place-items:center}.kh-hero-grid-v17,.kh-calculator-v17{grid-template-columns:1fr}.kh-process-grid-v17{grid-template-columns:repeat(2,1fr)}.kh-trust-grid-v17{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.container{width:min(100% - 22px,var(--container))}.kh-contact-item span,.kh-ncr-pill-v17 span{display:none}.kh-contact-group-v17{gap:6px}.kh-contact-item,.kh-ncr-pill-v17{font-size:11px;padding:6px 8px}.kh-brand-text-v17{display:none}.kh-logo-frame-v17{width:118px;height:62px}.kh-nav-v17{min-height:78px}.kh-hero-v17{padding-top:26px}.kh-hero-copy-v17 h1{font-size:37px}.kh-proof-row-v17 span{width:100%;justify-content:flex-start}.kh-trust-grid-v17,.kh-process-grid-v17,.kh-split-v17,.kh-calc-result-v17{grid-template-columns:1fr}.kh-auth-card-v17{padding:20px;border-radius:24px}.kh-auth-logo-v17{width:150px;height:98px}.floating-actions-v17{right:11px;bottom:12px}.floating-actions-v17 a{min-width:52px;width:52px;height:52px;border-radius:18px;padding:0}.floating-actions-v17 span{display:none}.footer,.kh-footer-v17{padding-bottom:170px}.kh-footer-grid-v17{grid-template-columns:1fr!important}}
.kh-footer-v17{background:linear-gradient(180deg,rgba(1,8,29,.96),#020817);border-top:1px solid rgba(255,255,255,.12);padding:34px 0 18px}.kh-footer-grid-v17{display:grid;grid-template-columns:1.25fr .7fr .7fr .9fr;gap:24px}.kh-footer-brand-v17{display:flex;gap:12px;align-items:center}.kh-footer-brand-v17 span{width:78px;height:52px;background:#fff;border-radius:14px;display:grid;place-items:center;padding:7px;overflow:hidden}.kh-footer-brand-v17 img{max-width:100%;max-height:100%;object-fit:contain}.kh-footer-brand-v17 strong{display:block;color:#fff}.kh-footer-brand-v17 small{display:block;color:#b7d2ee}.kh-footer-v17 p{color:#bfd9f4;font-size:13px}.kh-footer-v17 h4{margin:4px 0 12px;color:#fff}.kh-footer-v17 ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.kh-footer-v17 a,.kh-footer-v17 li{color:#d9ebff;font-size:13px}.kh-footer-contact-v17 i{width:22px;color:#8edfff}.kh-footer-badges-v17{display:flex;gap:8px;flex-wrap:wrap}.kh-footer-badges-v17 span{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);border-radius:999px;padding:7px 10px;color:#e9f6ff;font-size:12px}.kh-footer-bottom-v17{margin-top:24px;padding-top:15px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:12px;color:#b9d3ef;font-size:12px;flex-wrap:wrap}

/* =============================
   V18 PREMIUM HEADER + CTA REFINEMENT
   ============================= */
.kh-header-v17,.kh-nav-shell-v17,.kh-contact-strip-v17{display:none!important}
.kh-header-v18{position:sticky;top:0;z-index:90;padding:10px 0;background:linear-gradient(180deg,rgba(1,14,42,.92),rgba(2,20,59,.72));border-bottom:1px solid rgba(255,255,255,.14);backdrop-filter:blur(20px)}
.kh-header-card-v18{border:1px solid rgba(255,255,255,.18);border-radius:26px;background:linear-gradient(135deg,rgba(255,255,255,.16),rgba(255,255,255,.07));box-shadow:0 22px 55px rgba(0,9,34,.34);overflow:visible}
.kh-header-top-v18{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:11px 16px 10px}
.kh-brand-v18{display:flex;align-items:center;gap:14px;min-width:265px;flex:0 0 auto;color:#fff}
.kh-logo-frame-v18{width:128px;height:74px;border-radius:22px;background:linear-gradient(180deg,#fff,#f1f7ff);display:flex;align-items:center;justify-content:center;padding:9px;border:1px solid rgba(255,255,255,.95);box-shadow:0 18px 38px rgba(0,17,62,.26);overflow:hidden}
.kh-logo-frame-v18 img{max-width:100%;max-height:100%;object-fit:contain;object-position:center;display:block}
.kh-brand-copy-v18 strong{display:block;font-size:16px;font-weight:900;letter-spacing:-.02em;line-height:1.1;color:#fff}.kh-brand-copy-v18 small{display:block;margin-top:4px;color:#bfe5ff;font-size:12px;font-weight:700}
.kh-contact-deck-v18{display:flex;align-items:center;justify-content:flex-end;gap:7px;flex-wrap:wrap}.kh-contact-chip-v18{display:inline-flex;align-items:center;gap:8px;min-height:42px;padding:8px 11px;border-radius:999px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.16);color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.08)}.kh-contact-chip-v18 i{width:27px;height:27px;border-radius:999px;display:grid;place-items:center;background:rgba(126,213,255,.17);color:#ccefff;font-size:13px}.kh-contact-chip-v18.whatsapp i{background:rgba(37,211,102,.18);color:#82ffb6}.kh-contact-chip-v18.email i{background:rgba(255,255,255,.16);color:#fff}.kh-contact-chip-v18.ncr i{background:rgba(255,210,92,.18);color:#ffe39a}.kh-contact-chip-v18 span{display:block;color:#b7d8f5;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;line-height:1}.kh-contact-chip-v18 strong{display:block;font-size:12px;font-weight:900;line-height:1.15;color:#fff;white-space:nowrap}
.kh-menu-toggle-v18{display:none;width:44px;height:44px;border-radius:15px;border:1px solid rgba(255,255,255,.19);background:rgba(255,255,255,.11);color:#fff;font-size:18px}.kh-nav-v18{display:flex;align-items:center;justify-content:center;gap:6px;padding:8px 12px 12px;border-top:1px solid rgba(255,255,255,.12);background:linear-gradient(180deg,rgba(2,15,45,.34),rgba(2,15,45,.15))}.kh-nav-v18 a{display:inline-flex;align-items:center;justify-content:center;min-height:38px;padding:8px 14px;border-radius:999px;color:#eef8ff;font-size:13px;font-weight:900;letter-spacing:-.01em;transition:.18s;border:1px solid transparent}.kh-nav-v18 a:hover,.kh-nav-v18 a.active{background:rgba(255,255,255,.13);border-color:rgba(255,255,255,.18);color:#fff;transform:translateY(-1px)}
.kh-hero-v17{padding-top:36px}.kh-hero-actions-v17{gap:10px;align-items:center}.btn-create-profile-v18{background:rgba(255,255,255,.12)!important;border-color:rgba(130,220,255,.35)!important;color:#fff!important}.kh-hero-copy-v17 h1{max-width:840px}.kh-hero-copy-v17 .kh-lead-v17{max-width:720px}.kh-calc-card-v17{border:1px solid rgba(255,255,255,.84)}.kh-calc-note-v17{font-weight:700}.kh-auth-logo-v17{height:118px!important;width:190px!important;padding:14px!important}.kh-auth-logo-v17 img{max-height:100%!important;max-width:100%!important;object-fit:contain!important}.kh-auth-card-v17{border-top:5px solid #4fc3ff}.kh-footer-v17{margin-top:34px}.kh-footer-v17 .kh-footer-grid-v17{align-items:start}.kh-footer-v17 .kh-footer-brand-v17 span{width:92px;height:62px;border-radius:18px}.floating-actions-v17{right:18px;bottom:20px}.floating-actions-v17 a{min-width:150px}.float-register span{white-space:nowrap}.float-register span::after{content:' Now'}
@media(max-width:1160px){.kh-header-top-v18{align-items:flex-start}.kh-contact-deck-v18{max-width:690px}.kh-contact-chip-v18 strong{font-size:11px}.kh-nav-v18{flex-wrap:wrap}}
@media(max-width:900px){.kh-header-v18{padding:8px 0}.kh-header-card-v18{border-radius:22px}.kh-header-top-v18{min-height:auto;align-items:center;padding:10px 12px}.kh-brand-v18{min-width:auto;flex:1}.kh-logo-frame-v18{width:112px;height:66px}.kh-brand-copy-v18 strong{font-size:14px}.kh-brand-copy-v18 small{font-size:11px}.kh-contact-deck-v18{display:none}.kh-menu-toggle-v18{display:grid;place-items:center}.kh-nav-v18{display:none;position:absolute;left:14px;right:14px;top:calc(100% + 6px);z-index:100;background:linear-gradient(180deg,rgba(3,23,66,.98),rgba(2,12,38,.98));border:1px solid rgba(255,255,255,.17);border-radius:22px;box-shadow:0 25px 55px rgba(0,0,0,.36);padding:10px}.kh-nav-v18.open{display:grid}.kh-nav-v18 a{justify-content:flex-start;width:100%;border-radius:14px;padding:11px 13px}.kh-header-v18 .container{width:min(100% - 20px,var(--container))}}
@media(max-width:620px){.kh-logo-frame-v18{width:104px;height:62px;border-radius:18px}.kh-brand-copy-v18{display:none}.kh-header-card-v18{border-radius:20px}.kh-hero-actions-v17 .btn{width:100%}.floating-actions-v17{right:10px;bottom:10px;gap:7px}.floating-actions-v17 a{min-width:52px;width:52px;height:52px;border-radius:18px;padding:0}.floating-actions-v17 span,.float-register span::after{display:none;content:''}.kh-auth-logo-v17{width:160px!important;height:104px!important}.kh-footer-v17 .kh-footer-brand-v17 span{width:82px;height:56px}}

/* ===============================
   Khokhas V19 premium navigation and polish
   =============================== */
.kh-header-v18,.kh-header-v17,.kh-nav-shell-v17,.kh-contact-strip-v17{display:none!important}
.kh-header-v19{position:sticky;top:0;z-index:100;background:linear-gradient(180deg,rgba(1,10,32,.98),rgba(2,20,62,.92));border-bottom:1px solid rgba(255,255,255,.14);box-shadow:0 22px 70px rgba(0,9,35,.36);backdrop-filter:blur(22px)}
.kh-contact-bar-v19{background:linear-gradient(90deg,rgba(3,20,58,.96),rgba(5,54,130,.74),rgba(3,20,58,.96));border-bottom:1px solid rgba(255,255,255,.10)}
.kh-contact-inner-v19{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.kh-contact-left-v19,.kh-contact-right-v19{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.kh-contact-pill-v19{display:inline-flex;align-items:center;gap:7px;min-height:28px;padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);color:#eff9ff;font-size:12px;font-weight:800;white-space:nowrap;line-height:1}
.kh-contact-pill-v19 i{width:22px;height:22px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;background:rgba(128,215,255,.16);color:#b7edff;font-size:11px;flex:0 0 22px}
.kh-contact-pill-v19.whatsapp i{background:rgba(37,211,102,.19);color:#8ff0bb}.kh-contact-pill-v19.email i{background:rgba(255,255,255,.14)}.kh-contact-pill-v19.ncr i{background:rgba(255,215,128,.17);color:#ffe4a3}
.kh-contact-pill-v19 span{color:#b9d5f5;font-weight:700}.kh-contact-pill-v19 strong{color:#fff;font-weight:900}
.kh-nav-card-v19{min-height:82px;display:flex;align-items:center;gap:18px;padding:10px 0;position:relative}
.kh-brand-v19{display:flex;align-items:center;gap:13px;min-width:300px;flex:0 0 auto}
.kh-logo-wrap-v19{width:118px;height:68px;border-radius:20px;background:#fff;display:grid;place-items:center;padding:9px;box-shadow:0 20px 46px rgba(0,13,42,.34),inset 0 0 0 1px rgba(5,49,112,.08);overflow:hidden;border:1px solid rgba(255,255,255,.86)}
.kh-logo-wrap-v19 img{width:100%;height:100%;object-fit:contain;display:block;filter:none!important}
.kh-brand-text-v19 strong{display:block;font-size:15px;line-height:1.05;color:#fff;letter-spacing:-.02em;font-weight:900}.kh-brand-text-v19 small{display:block;margin-top:4px;color:#c6e2ff;font-size:12px;font-weight:700}
.kh-nav-links-v19{margin-left:auto;display:flex;align-items:center;justify-content:flex-end;gap:5px;flex-wrap:wrap}
.kh-nav-links-v19 a{display:inline-flex;align-items:center;gap:7px;min-height:40px;padding:9px 12px;border-radius:14px;color:#edf8ff;font-size:13px;font-weight:900;letter-spacing:-.01em;border:1px solid transparent;transition:all .18s ease;background:transparent}
.kh-nav-links-v19 a i{font-size:12px;color:#98e2ff}.kh-nav-links-v19 a:hover,.kh-nav-links-v19 a.active{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.16);transform:translateY(-1px);box-shadow:0 12px 28px rgba(0,0,0,.18)}
.kh-nav-links-v19 .client-link-v19{background:linear-gradient(135deg,rgba(108,211,255,.20),rgba(25,119,230,.18));border-color:rgba(142,219,255,.22)}
.kh-menu-toggle-v19{display:none;margin-left:auto;width:44px;height:44px;border-radius:16px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.10);color:#fff;font-size:18px;box-shadow:0 14px 32px rgba(0,0,0,.20)}
/* stronger homepage flow */
.kh-hero-v17{padding:48px 0 28px;background:radial-gradient(circle at 17% 5%,rgba(117,221,255,.20),transparent 26%)}
.kh-hero-grid-v17{align-items:center;gap:28px}.kh-hero-copy-v17 h1{font-size:clamp(36px,5vw,64px);line-height:.96;letter-spacing:-.058em;margin:16px 0 14px}.kh-hero-copy-v17 .kh-lead-v17{font-size:17px;line-height:1.56;color:#dceeff}.kh-kicker-v17{background:rgba(255,255,255,.11)!important;border-color:rgba(255,255,255,.18)!important}
.kh-hero-actions-v17{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.kh-hero-actions-v17 .btn{min-height:46px;padding-inline:18px}.kh-hero-panel-v17{background:linear-gradient(180deg,rgba(255,255,255,.16),rgba(255,255,255,.08));border:1px solid rgba(255,255,255,.18);border-radius:28px;box-shadow:0 34px 82px rgba(0,10,40,.38);padding:18px}.kh-hero-logo-v17{height:170px;background:#fff;border-radius:24px;padding:18px;display:grid;place-items:center;overflow:hidden}.kh-hero-logo-v17 img{width:100%;height:100%;object-fit:contain}
/* process, calculator and content polish */
.kh-process-grid-v17 article{background:linear-gradient(180deg,rgba(255,255,255,.13),rgba(255,255,255,.07));border:1px solid rgba(255,255,255,.15);border-radius:22px;box-shadow:0 18px 46px rgba(0,12,42,.20)}
.kh-calculator-v17{background:linear-gradient(135deg,rgba(255,255,255,.14),rgba(255,255,255,.07));border:1px solid rgba(255,255,255,.17);border-radius:30px;box-shadow:0 30px 76px rgba(0,11,39,.34);padding:24px;gap:22px}
.kh-calc-card-v17{background:linear-gradient(180deg,#ffffff,#eff7ff)!important;color:#112c50;border:1px solid rgba(221,239,255,.96)!important;border-radius:26px!important;box-shadow:0 24px 62px rgba(0,19,61,.26)!important;padding:22px!important}.kh-calc-card-v17 label,.kh-calc-title-v17 strong{color:#123764}.kh-calc-title-v17 small,.kh-calc-card-v17 .slider-labels,.kh-calc-note-v17{color:#5d7695!important}.kh-calc-title-v17 i{background:#e5f3ff!important;color:#0d67d0!important}.kh-calc-result-v17 div{background:#eaf5ff!important;border:1px solid #d7eaff!important}.kh-calc-result-v17 span{color:#55708e!important}.kh-calc-result-v17 strong{color:#0a3772!important}.kh-calc-note-v17{background:#f7fbff;border:1px solid #dbeeff;border-radius:14px;padding:10px;margin-top:10px;font-weight:700!important;line-height:1.45!important}
/* premium forms and auth entry */
.form-shell,.auth-card,.kh-auth-card-v17{border-radius:30px!important;box-shadow:0 34px 90px rgba(0,13,48,.38)!important}.form-banner{padding:24px 24px 18px!important}.form-banner h1{font-size:clamp(28px,3vw,42px)!important;line-height:1.03!important}.form-logo-mini{background:#fff!important;border:1px solid rgba(220,237,255,.9)!important;box-shadow:0 15px 36px rgba(0,20,62,.14)!important}.form-section{border-radius:24px!important;border:1px solid rgba(255,255,255,.16)!important;background:linear-gradient(180deg,rgba(255,255,255,.12),rgba(255,255,255,.07))!important}.form-section h2{letter-spacing:-.02em}.field input,.field select,.field textarea{border-radius:15px!important}.terms-section .terms-box{border-radius:24px!important}.kh-auth-logo-v17{height:126px!important;width:205px!important;border-radius:24px!important;padding:16px!important;box-shadow:0 18px 42px rgba(0,21,69,.14)!important}.kh-auth-logo-v17 img{object-fit:contain!important;width:100%!important;height:100%!important}
/* V19 footer */
.kh-footer-v17{display:none!important}.kh-footer-v19{margin-top:34px;padding:34px 0 16px;background:linear-gradient(180deg,rgba(2,13,40,.96),#020714);border-top:1px solid rgba(255,255,255,.12)}.kh-footer-top-v19{display:grid;grid-template-columns:1.35fr .8fr .85fr 1fr;gap:24px;align-items:start}.kh-footer-brand-v19{display:flex;align-items:center;gap:12px}.kh-footer-brand-v19 span{width:94px;height:62px;background:#fff;border-radius:18px;display:grid;place-items:center;padding:8px;overflow:hidden;box-shadow:0 14px 36px rgba(0,0,0,.18)}.kh-footer-brand-v19 img{width:100%;height:100%;object-fit:contain}.kh-footer-brand-v19 strong{display:block;color:#fff;font-weight:900}.kh-footer-brand-v19 small{display:block;color:#b9d9f7;font-weight:700}.kh-footer-v19 p{color:#cbe1f8;font-size:13px;max-width:460px}.kh-footer-col-v19 h4{margin:6px 0 12px;color:#fff;font-size:14px}.kh-footer-col-v19 ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}.kh-footer-col-v19 a,.kh-footer-col-v19 li{color:#dcedff;font-size:13px;font-weight:700}.kh-footer-col-v19 a:hover{color:#fff;text-decoration:underline;text-underline-offset:4px}.kh-footer-contact-v19 i{width:24px;color:#87ddff}.kh-footer-badges-v19{display:flex;gap:8px;flex-wrap:wrap;margin-top:13px}.kh-footer-badges-v19 span{display:inline-flex;align-items:center;gap:7px;padding:8px 11px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);color:#ecf7ff;font-size:12px;font-weight:800}.kh-footer-bottom-v19{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:14px;color:#bcd5f0;font-size:12px}
/* V19 floating actions */
.floating-actions-v17{display:none!important}.floating-actions-v19{position:fixed;right:16px;bottom:18px;z-index:80;display:grid;gap:9px}.floating-actions-v19 a{display:flex;align-items:center;justify-content:center;gap:8px;min-width:152px;min-height:44px;padding:11px 14px;border-radius:999px;color:#fff;font-weight:900;font-size:13px;box-shadow:0 16px 42px rgba(0,10,38,.36);border:1px solid rgba(255,255,255,.12)}.floating-actions-v19 i{font-size:16px}.floating-actions-v19 .float-whatsapp{background:linear-gradient(135deg,#25d366,#079246)}.floating-actions-v19 .float-apply{background:linear-gradient(135deg,#62d4ff,#0d72e4)}.floating-actions-v19 .float-register{background:linear-gradient(135deg,#0b3d8a,#08245a)}
@media(max-width:1180px){.kh-nav-card-v19{min-height:76px}.kh-brand-v19{min-width:250px}.kh-logo-wrap-v19{width:108px;height:64px}.kh-brand-text-v19 strong{font-size:14px}.kh-nav-links-v19 a{font-size:12.5px;padding-inline:10px}.kh-contact-inner-v19{align-items:flex-start;flex-direction:column;padding-block:6px}.kh-contact-right-v19{width:100%;justify-content:space-between}}
@media(max-width:920px){.kh-nav-card-v19{min-height:74px}.kh-menu-toggle-v19{display:grid;place-items:center}.kh-nav-links-v19{display:none;position:absolute;left:0;right:0;top:calc(100% + 8px);z-index:150;background:linear-gradient(180deg,rgba(3,22,65,.98),rgba(2,9,31,.98));border:1px solid rgba(255,255,255,.16);border-radius:24px;padding:12px;box-shadow:0 30px 72px rgba(0,0,0,.40)}.kh-nav-links-v19.open{display:grid}.kh-nav-links-v19 a{width:100%;justify-content:flex-start;border-radius:16px;min-height:46px}.kh-brand-v19{min-width:0;flex:1}.kh-footer-top-v19{grid-template-columns:1fr 1fr}.kh-calculator-v17,.kh-hero-grid-v17{grid-template-columns:1fr!important}.kh-hero-panel-v17{max-width:560px}}
@media(max-width:680px){.container{width:min(100% - 22px,var(--container))}.kh-contact-inner-v19{gap:7px}.kh-contact-left-v19,.kh-contact-right-v19{gap:6px}.kh-contact-pill-v19{font-size:11px;padding:6px 8px}.kh-contact-pill-v19 span:not(.ncr span){display:none}.kh-contact-pill-v19.ncr span{display:none}.kh-logo-wrap-v19{width:104px;height:62px;border-radius:18px}.kh-brand-text-v19{display:none}.kh-nav-card-v19{padding:8px 0}.kh-hero-v17{padding-top:28px}.kh-hero-actions-v17 .btn{width:100%}.kh-proof-row-v17 span{width:100%}.kh-footer-top-v19{grid-template-columns:1fr}.floating-actions-v19{right:10px;bottom:10px;gap:7px}.floating-actions-v19 a{min-width:52px;width:52px;height:52px;padding:0;border-radius:18px}.floating-actions-v19 span{display:none}.kh-footer-v19{padding-bottom:170px}.form-body{padding:16px!important}.form-section{padding:16px!important}.form-grid,.upload-grid,.loan-highlight{grid-template-columns:1fr!important}}

/* ===============================
   Khokhas V20 complete header cleanup
   =============================== */
.kh-header-v19,.kh-header-v18,.kh-header-v17,.kh-nav-shell-v17,.kh-contact-strip-v17{display:none!important}
.kh-header-v20{position:sticky;top:0;z-index:120;padding:10px 0;background:linear-gradient(180deg,rgba(1,8,29,.96),rgba(4,27,76,.88));border-bottom:1px solid rgba(255,255,255,.13);box-shadow:0 24px 70px rgba(0,7,32,.42);backdrop-filter:blur(22px)}
.kh-header-shell-v20{border:1px solid rgba(255,255,255,.16);background:linear-gradient(135deg,rgba(255,255,255,.13),rgba(255,255,255,.055));border-radius:28px;box-shadow:0 28px 72px rgba(0,9,40,.38);overflow:visible}
.kh-header-main-v20{min-height:92px;display:grid;grid-template-columns:auto minmax(360px,1fr) auto;align-items:center;gap:18px;padding:12px 16px}
.kh-brand-v20{display:flex;align-items:center;gap:14px;min-width:310px;color:#fff}
.kh-logo-wrap-v20{width:145px;height:82px;display:grid;place-items:center;background:#fff;border-radius:22px;padding:10px;border:1px solid rgba(222,241,255,.95);box-shadow:0 20px 45px rgba(0,11,38,.30),inset 0 0 0 1px rgba(12,65,135,.06);flex:0 0 auto;overflow:visible}
.kh-logo-wrap-v20 img{width:100%;height:100%;object-fit:contain;display:block;filter:none!important;max-width:100%;max-height:100%}
.kh-brand-text-v20 strong{display:block;font-size:16px;line-height:1.05;font-weight:950;letter-spacing:-.025em;color:#fff}.kh-brand-text-v20 small{display:block;margin-top:5px;color:#bfe5ff;font-size:12px;font-weight:800;white-space:nowrap}
.kh-contact-row-v20{justify-self:end;display:flex;align-items:center;justify-content:flex-end;gap:8px;flex-wrap:wrap}
.kh-contact-item-v20{display:inline-flex;align-items:center;gap:7px;min-height:34px;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.095);border:1px solid rgba(255,255,255,.15);color:#eef8ff;font-size:12px;font-weight:800;white-space:nowrap;box-shadow:0 10px 24px rgba(0,0,0,.12)}
.kh-contact-item-v20 i{width:23px;height:23px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;background:rgba(117,215,255,.16);color:#b9efff;font-size:11px;flex:0 0 23px}.kh-contact-item-v20.whatsapp i{background:rgba(37,211,102,.20);color:#8df0bb}.kh-contact-item-v20.email i{background:rgba(255,255,255,.14);color:#dff4ff}.kh-contact-item-v20 span{color:#afd3f5;font-size:11px}.kh-contact-item-v20 strong{font-weight:950;color:#fff}
.kh-menu-toggle-v20{display:none;justify-self:end;width:46px;height:46px;border-radius:16px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.11);color:#fff;font-size:18px;box-shadow:0 14px 34px rgba(0,0,0,.20)}
.kh-nav-v20{display:flex;align-items:center;justify-content:center;gap:8px;padding:0 16px 13px;border-top:1px solid rgba(255,255,255,.11)}
.kh-nav-v20 a{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:42px;padding:9px 15px;border-radius:999px;color:#eef8ff;font-size:13px;font-weight:900;letter-spacing:-.01em;border:1px solid transparent;transition:all .18s ease;background:transparent;white-space:nowrap}.kh-nav-v20 a i{font-size:12px;color:#8fe2ff}.kh-nav-v20 a:hover,.kh-nav-v20 a.active{background:linear-gradient(135deg,rgba(255,255,255,.14),rgba(255,255,255,.07));border-color:rgba(255,255,255,.18);box-shadow:0 12px 30px rgba(0,0,0,.18);transform:translateY(-1px);color:#fff}.kh-nav-v20 .client-link-v20{background:linear-gradient(135deg,rgba(101,209,255,.19),rgba(11,92,197,.18));border-color:rgba(133,221,255,.24)}
/* improve top visual spacing after new header */
.kh-hero-v17{padding-top:34px!important}.kh-kicker-v17{box-shadow:0 12px 30px rgba(0,0,0,.12)}
@media(max-width:1180px){.kh-header-main-v20{grid-template-columns:auto 1fr auto}.kh-brand-v20{min-width:0}.kh-logo-wrap-v20{width:128px;height:76px}.kh-contact-row-v20{max-width:610px}.kh-contact-item-v20{font-size:11.5px;padding-inline:9px}.kh-nav-v20{gap:5px}.kh-nav-v20 a{font-size:12.5px;padding-inline:11px}}
@media(max-width:940px){.kh-header-shell-v20{border-radius:22px}.kh-header-main-v20{min-height:78px;display:flex;gap:12px;padding:10px 12px}.kh-logo-wrap-v20{width:118px;height:70px;border-radius:20px}.kh-brand-v20{flex:1}.kh-brand-text-v20 strong{font-size:14px}.kh-brand-text-v20 small{font-size:11px}.kh-contact-row-v20{display:none}.kh-menu-toggle-v20{display:grid;place-items:center}.kh-nav-v20{display:none;position:absolute;left:14px;right:14px;top:calc(100% + 8px);z-index:180;padding:12px;background:linear-gradient(180deg,rgba(3,22,67,.98),rgba(2,10,35,.98));border:1px solid rgba(255,255,255,.17);border-radius:24px;box-shadow:0 32px 78px rgba(0,0,0,.44)}.kh-nav-v20.open{display:grid}.kh-nav-v20 a{width:100%;justify-content:flex-start;min-height:47px;border-radius:16px;padding:12px 14px}.kh-header-v20 .container{width:min(100% - 20px,var(--container))}}
@media(max-width:620px){.kh-header-v20{padding:8px 0}.kh-header-main-v20{min-height:72px}.kh-logo-wrap-v20{width:108px;height:66px;padding:9px}.kh-brand-text-v20{display:none}.kh-header-shell-v20{border-radius:20px}.kh-menu-toggle-v20{width:44px;height:44px}.kh-hero-v17{padding-top:24px!important}}

/* ===============================
   Khokhas V21 Phase 2: forms, mobile and dashboards
   =============================== */
:root{--v21-panel:rgba(255,255,255,.112);--v21-panel-strong:rgba(255,255,255,.16);--v21-border:rgba(255,255,255,.18);--v21-text:#ffffff;--v21-soft:#d8ecff;--v21-blue:#58c9ff;--v21-deep:#061846;--v21-green:#35d889;--v21-gold:#ffd36a;--v21-red:#ff7b7b}
/* forms */
.form-shell{max-width:1080px;margin:20px auto 34px;border-radius:30px;overflow:hidden;border:1px solid var(--v21-border);background:linear-gradient(180deg,rgba(255,255,255,.145),rgba(255,255,255,.078));box-shadow:0 34px 86px rgba(0,8,35,.42)}
.form-banner{padding:28px 28px 22px;background:linear-gradient(135deg,rgba(98,205,255,.20),rgba(8,39,101,.28));border-bottom:1px solid rgba(255,255,255,.14)}
.form-banner h1{font-size:clamp(26px,3vw,40px);line-height:1.05;letter-spacing:-.04em;margin:13px 0 8px;color:#fff}.form-banner p{max-width:850px;color:#dceeff;margin:0}.form-logo-mini{width:128px;height:78px;background:#fff;border-radius:22px;padding:10px;display:grid;place-items:center;margin-bottom:12px;box-shadow:0 18px 44px rgba(0,0,0,.18);overflow:visible}.form-logo-mini img{width:100%;height:100%;object-fit:contain}.form-steps{display:flex;gap:7px;flex-wrap:wrap;margin-top:18px}.form-steps span{padding:8px 11px;border-radius:999px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.14);font-size:12px;font-weight:900;color:#dcefff}.form-steps .active{background:linear-gradient(135deg,#79d8ff,#1678e8);color:#fff}
.form-body{padding:22px 24px 26px!important;display:grid;gap:16px}.form-section{padding:20px!important;border-radius:24px!important;background:linear-gradient(180deg,rgba(255,255,255,.12),rgba(255,255,255,.065));border:1px solid rgba(255,255,255,.14);box-shadow:0 18px 45px rgba(0,10,35,.18)}.form-section h2{display:flex;align-items:center;gap:10px;margin:0 0 7px;color:#fff;font-size:18px;letter-spacing:-.025em}.form-section h2 i{width:36px;height:36px;border-radius:14px;background:rgba(98,205,255,.15);display:grid;place-items:center;color:#bfefff}.section-helper{color:#d3e9ff!important;font-size:13px;margin:0 0 14px;line-height:1.5}.form-grid{gap:13px!important}.field label{font-size:12px!important;text-transform:uppercase;letter-spacing:.045em;color:#dff4ff!important;font-weight:900;margin-bottom:7px}.field input,.field select,.field textarea{min-height:48px!important;border-radius:16px!important;border:1px solid rgba(255,255,255,.19)!important;background:rgba(255,255,255,.94)!important;color:#10284d!important;padding:12px 14px!important;box-shadow:0 10px 25px rgba(0,10,30,.08)}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(107,210,255,.28);border-color:#8de4ff!important}.field-note{display:block;margin-top:6px;color:#c1def8;font-size:11.5px}.notice{border-radius:18px;border:1px solid rgba(115,212,255,.24);background:rgba(115,212,255,.10);padding:12px 14px;color:#e8f7ff}.notice strong{color:#fff}.loan-highlight{align-items:stretch}.loan-selector-card,.summary-card{border-radius:22px!important;background:rgba(255,255,255,.105)!important;border:1px solid rgba(255,255,255,.15)!important;box-shadow:0 16px 38px rgba(0,8,34,.18)}.btn-select-loan{margin-top:12px}.selected-loan-note{font-weight:900;color:#eaf8ff;margin:10px 0 0}.upload-card{border-radius:22px!important;background:rgba(255,255,255,.10)!important;border:1px solid rgba(255,255,255,.16)!important;padding:18px!important}.upload-card i{width:42px;height:42px;border-radius:16px;background:rgba(98,205,255,.15);display:grid;place-items:center;color:#c9f2ff;margin-bottom:10px}.upload-card label{font-weight:900;color:#fff}.terms-section .terms-box{padding:18px!important;background:rgba(3,20,56,.34)!important;border:1px solid rgba(255,255,255,.16)!important}.terms-box p,.terms-list li,.check-row span{color:#e4f2ff!important}.terms-list{display:grid;gap:7px;margin:12px 0 16px;padding-left:20px}.check-row{display:flex!important;gap:11px;align-items:flex-start;margin-top:16px;padding:14px;border-radius:18px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.15)}.check-row input{width:19px;height:19px;margin-top:2px;accent-color:#39bdff}.form-footer-actions{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;padding:8px 2px 0}.form-footer-actions .btn{min-width:210px}
/* dashboard */
.dashboard-page-v21 .dashboard-hero-v21{display:flex;align-items:flex-end;justify-content:space-between;gap:18px;margin:28px 0 18px;padding:24px;border-radius:30px;background:linear-gradient(135deg,rgba(255,255,255,.16),rgba(255,255,255,.07));border:1px solid rgba(255,255,255,.15);box-shadow:0 30px 70px rgba(0,8,35,.31)}.dashboard-hero-v21 h1{font-size:clamp(28px,3.2vw,46px);line-height:1.04;letter-spacing:-.045em;margin:12px 0 8px;color:#fff}.dashboard-hero-v21 p{margin:0;color:#d7eaff;max-width:760px}.dashboard-hero-actions-v21{display:flex;gap:9px;flex-wrap:wrap;justify-content:flex-end}.dashboard-grid-v21{gap:12px;margin:16px 0 18px}.dash-card-v21{position:relative;overflow:hidden;padding:19px!important;border-radius:24px!important;background:linear-gradient(180deg,rgba(255,255,255,.14),rgba(255,255,255,.075))!important;border:1px solid rgba(255,255,255,.15)!important;box-shadow:0 20px 48px rgba(0,8,35,.24)!important}.dash-card-v21:before{content:"";position:absolute;inset:0 auto 0 0;width:5px;background:var(--v21-blue)}.dash-card-v21.accent-green:before{background:var(--v21-green)}.dash-card-v21.accent-gold:before{background:var(--v21-gold)}.dash-card-v21.accent-red:before{background:var(--v21-red)}.dash-card-v21 span{display:block;color:#cce6ff;font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.05em}.dash-card-v21 strong{display:block;color:#fff;font-size:34px;letter-spacing:-.05em;margin:4px 0}.dash-card-v21 small{color:#bdd9f5;font-weight:700}.client-next-steps-v21{display:grid;grid-template-columns:1.2fr .8fr;gap:14px;margin:18px 0}.next-step-card-v21{display:flex;gap:14px;padding:19px;border-radius:24px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.14);box-shadow:0 18px 44px rgba(0,8,35,.18)}.next-step-card-v21 i{width:45px;height:45px;flex:0 0 45px;border-radius:16px;background:rgba(98,205,255,.14);display:grid;place-items:center;color:#bfeeff}.next-step-card-v21 h2{margin:0 0 6px;font-size:18px;color:#fff}.next-step-card-v21 p{margin:0;color:#d8ebff}.admin-workflow-v21{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:18px 0}.admin-workflow-v21 article{padding:17px;border-radius:22px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.14)}.admin-workflow-v21 b{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:13px;background:rgba(98,205,255,.16);color:#fff}.admin-workflow-v21 h3{margin:10px 0 5px;color:#fff}.admin-workflow-v21 p{margin:0;color:#cfe5ff;font-size:13px}.table-card-v21{padding:20px!important;margin:18px 0;border-radius:26px!important}.table-card-head-v21{display:flex;justify-content:space-between;gap:14px;align-items:flex-start;margin-bottom:14px}.table-card-head-v21 h2{margin:0 0 5px;color:#fff;font-size:21px}.table-card-head-v21 p{margin:0;color:#cfe5ff}.status-pill-v21{display:inline-flex;align-items:center;white-space:nowrap;padding:8px 11px;border-radius:999px;font-size:12px;font-weight:900;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.09);color:#eaf8ff}.status-pill-v21.warning{background:rgba(255,211,106,.14);color:#fff0bf}.table-wrap{border-radius:18px;overflow:auto;border:1px solid rgba(255,255,255,.12)}table{width:100%;border-collapse:collapse;min-width:720px}th{background:rgba(3,22,65,.55);color:#fff;text-align:left;font-size:12px;text-transform:uppercase;letter-spacing:.05em;padding:13px}td{padding:14px 13px;color:#e3f1ff;border-top:1px solid rgba(255,255,255,.10)}
/* reports */
.report-grid-v21{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0}.report-card-v21{padding:20px;border-radius:24px;background:linear-gradient(180deg,rgba(255,255,255,.13),rgba(255,255,255,.07));border:1px solid rgba(255,255,255,.14);box-shadow:0 18px 45px rgba(0,8,35,.20)}.report-card-v21 i{width:46px;height:46px;border-radius:17px;display:grid;place-items:center;background:rgba(98,205,255,.15);color:#c6efff}.report-card-v21 h3{margin:13px 0 6px;color:#fff}.report-card-v21 p{margin:0 0 12px;color:#d4e9ff}.report-card-v21 span{display:inline-flex;padding:7px 10px;border-radius:999px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.12);font-size:12px;font-weight:900;color:#eaf8ff}
/* mobile refinement */
@media(max-width:980px){.dashboard-hero-v21{align-items:flex-start!important;flex-direction:column}.dashboard-hero-actions-v21{width:100%;justify-content:flex-start}.client-next-steps-v21,.admin-workflow-v21,.report-grid-v21{grid-template-columns:1fr 1fr}.form-body{padding:18px!important}.form-section{padding:17px!important}.form-banner{padding:23px 20px 18px}.form-logo-mini{width:118px;height:72px}.table-card-head-v21{flex-direction:column}.dashboard-grid-v21{grid-template-columns:repeat(2,1fr)!important}}
@media(max-width:640px){body{font-size:13.5px}.page-tight{padding-block:15px 24px}.form-shell{margin:12px auto 24px;border-radius:24px}.form-banner h1{font-size:27px}.form-banner p{font-size:13px}.form-steps{display:none}.form-section h2{font-size:16px}.form-section h2 i{width:32px;height:32px}.field input,.field select,.field textarea{min-height:46px!important}.form-footer-actions .btn,.dashboard-hero-actions-v21 .btn{width:100%}.dashboard-hero-v21{padding:19px!important;border-radius:24px;margin-top:16px}.dashboard-grid-v21,.client-next-steps-v21,.admin-workflow-v21,.report-grid-v21{grid-template-columns:1fr!important}.dash-card-v21 strong{font-size:30px}.next-step-card-v21{padding:16px}.floating-actions-v19 a,.floating-actions-v17 a{box-shadow:0 14px 34px rgba(0,0,0,.32)}.kh-nav-v20{max-height:calc(100vh - 115px);overflow:auto}.kh-logo-wrap-v20{width:112px!important;height:70px!important}.kh-brand-v20{gap:10px!important}.table-wrap{margin-inline:-4px}}

/* =========================
   V22 - Phase 2 completion refinements
   Focus: final mobile polish, forms, dashboards, reports, FAQ, reduced CSS conflicts.
   ========================= */
:root{
  --v22-blue-a:#021232;
  --v22-blue-b:#062b70;
  --v22-blue-c:#0b73db;
  --v22-soft-white:rgba(255,255,255,.94);
  --v22-soft-line:rgba(255,255,255,.16);
  --v22-ink:#10284d;
}
.kh-header-v20{background:linear-gradient(180deg,rgba(2,14,43,.98),rgba(4,31,82,.94));}
.kh-header-shell-v20{max-width:1180px;margin-inline:auto;}
.kh-logo-wrap-v20{width:138px!important;height:86px!important;padding:12px!important;overflow:visible!important;}
.kh-logo-wrap-v20 img{object-fit:contain!important;object-position:center!important;}
.kh-brand-text-v20 strong{font-size:16px!important;letter-spacing:-.015em;}
.kh-brand-text-v20 small{font-size:11.5px!important;color:#d8edff!important;}
.kh-contact-item-v20{box-shadow:inset 0 0 0 1px rgba(255,255,255,.08);}
.kh-nav-v20{padding-top:10px!important;padding-bottom:12px!important;}
.kh-nav-v20 a{font-size:13px!important;min-height:40px!important;}
.kh-nav-v20 a[href*="apply.php"]{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.14);}
.kh-section-head-v17 p,.kh-lead-v17,.section-helper{max-width:850px;}
.kh-process-grid-v17 article,.faq-grid article,.content-card,.kh-content-card-v17{box-shadow:0 18px 44px rgba(0,8,35,.18);}
.faq-grid article{transition:transform .18s ease, background .18s ease;}
.faq-grid article:hover{transform:translateY(-2px);background:rgba(255,255,255,.115);}

/* Forms */
.refined-form-v22{max-width:1040px!important;border-radius:28px!important;}
.refined-form-v22 .form-banner{padding:24px 26px 18px!important;}
.refined-form-v22 .form-banner h1{font-size:clamp(25px,2.7vw,38px)!important;margin-top:10px!important;}
.refined-form-v22 .form-body{gap:14px!important;padding:20px 22px 24px!important;}
.refined-form-v22 .form-section{padding:18px!important;border-radius:22px!important;}
.refined-form-v22 .form-section h2{font-size:17px!important;margin-bottom:6px!important;}
.refined-form-v22 .section-helper{font-size:12.7px!important;line-height:1.48!important;margin-bottom:12px!important;}
.refined-form-v22 .form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px!important;}
.refined-form-v22 .field label{font-size:11.5px!important;letter-spacing:.04em!important;}
.refined-form-v22 .field input,.refined-form-v22 .field select,.refined-form-v22 .field textarea{min-height:45px!important;border-radius:14px!important;}
.refined-form-v22 .field-note{font-size:11px!important;color:#c8e3ff!important;}
.refined-form-v22 .notice{padding:11px 13px!important;border-radius:16px!important;}
.refined-form-v22 .upload-grid{gap:12px!important;}
.refined-form-v22 .upload-card{padding:15px!important;border-radius:20px!important;}
.refined-form-v22 .upload-card input[type="file"]{width:100%;font-size:12px;}
.refined-form-v22 .terms-box{font-size:13px!important;line-height:1.55!important;}
.refined-form-v22 .terms-list{gap:6px!important;}
.refined-form-v22 .check-row{align-items:flex-start!important;line-height:1.45!important;}
.v22-actions{border-top:1px solid rgba(255,255,255,.12);padding-top:15px!important;}
.v22-actions .section-helper{display:flex;align-items:center;gap:8px;margin:0!important;}
.btn-select-loan.selected{background:linear-gradient(135deg,#35d889,#069a59)!important;}

/* Dashboard and reports */
.dashboard-page-v22 .dashboard-hero-v21{padding:22px!important;border-radius:28px!important;}
.dashboard-page-v22 .dashboard-hero-v21 h1{font-size:clamp(27px,3vw,42px)!important;}
.dashboard-page-v22 .dash-card-v21{padding:17px!important;border-radius:22px!important;}
.dashboard-page-v22 .dash-card-v21 strong{font-size:31px!important;}
.dashboard-page-v22 .table-card-v21{padding:18px!important;border-radius:24px!important;}
.dashboard-page-v22 th{font-size:11.5px!important;}
.dashboard-page-v22 td{font-size:13px!important;}
.report-filter-v22{display:grid;grid-template-columns:1fr 1fr 1.35fr auto;gap:12px;align-items:end;margin:18px 0;padding:16px;border-radius:24px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.14);box-shadow:0 18px 44px rgba(0,8,35,.18);}
.report-filter-v22 label{display:block;font-size:11.5px;text-transform:uppercase;letter-spacing:.05em;color:#dff4ff;font-weight:900;margin-bottom:6px;}
.report-filter-v22 input,.report-filter-v22 select{width:100%;min-height:43px;border-radius:14px;border:1px solid rgba(255,255,255,.19);background:rgba(255,255,255,.94);color:#10284d;padding:10px 12px;}
.report-filter-v22 .btn{min-height:43px;}
.status-pill-v21.neutral{background:rgba(115,212,255,.12);color:#e7f7ff;}

/* Footer */
.kh-footer-v19{margin-top:34px!important;background:linear-gradient(180deg,rgba(1,8,24,.91),rgba(1,7,21,.98))!important;}
.kh-footer-top-v19{gap:18px!important;}
.kh-footer-col-v19 h4{font-size:13px!important;text-transform:uppercase;letter-spacing:.055em;color:#dff4ff;}
.kh-footer-col-v19 li{margin:7px 0!important;}
.kh-footer-bottom-v19{border-top:1px solid rgba(255,255,255,.10);padding-top:13px;margin-top:18px;}

/* Floating actions */
.floating-actions-v19{right:14px!important;bottom:16px!important;gap:8px!important;}
.floating-actions-v19 a{min-width:145px!important;min-height:42px!important;padding:10px 13px!important;}

/* Mobile finishing */
@media(max-width:980px){
  .kh-logo-wrap-v20{width:116px!important;height:72px!important;}
  .kh-header-main-v20{padding:9px 12px!important;}
  .refined-form-v22 .form-grid,.report-filter-v22{grid-template-columns:1fr!important;}
  .report-filter-v22 .btn{width:100%;}
}
@media(max-width:700px){
  .kh-header-v20{padding:7px 0!important;}
  .kh-header-shell-v20{border-radius:18px!important;}
  .kh-logo-wrap-v20{width:104px!important;height:66px!important;padding:8px!important;border-radius:17px!important;}
  .kh-menu-toggle-v20{width:42px!important;height:42px!important;}
  .kh-nav-v20.open{top:calc(100% + 6px)!important;border-radius:20px!important;}
  .kh-hero-copy-v17 h1{font-size:34px!important;letter-spacing:-.04em!important;}
  .kh-hero-actions-v17{display:grid!important;grid-template-columns:1fr!important;}
  .refined-form-v22{border-radius:22px!important;margin-top:10px!important;}
  .refined-form-v22 .form-banner{padding:20px 17px 16px!important;}
  .refined-form-v22 .form-logo-mini{width:108px!important;height:68px!important;border-radius:18px!important;}
  .refined-form-v22 .form-body{padding:15px!important;gap:12px!important;}
  .refined-form-v22 .form-section{padding:15px!important;border-radius:19px!important;}
  .refined-form-v22 .field input,.refined-form-v22 .field select,.refined-form-v22 .field textarea{min-height:44px!important;}
  .calc-results,.kh-calc-result-v17{grid-template-columns:1fr!important;}
  .dashboard-page-v22 .dashboard-hero-v21{padding:17px!important;}
  .dashboard-page-v22 .table-card-v21{padding:14px!important;}
  .floating-actions-v19{right:9px!important;bottom:9px!important;}
  .floating-actions-v19 a{min-width:50px!important;width:50px!important;height:50px!important;min-height:50px!important;border-radius:17px!important;padding:0!important;}
  .floating-actions-v19 span{display:none!important;}
  .kh-footer-v19{padding-bottom:166px!important;}
}

/* =========================================================
   Khokhas Premium V25: Header + Logo Stability Refinement
   Purpose: polished finance-style header, no logo overlap,
   NCR registered icon styling without official NCR logo.
   ========================================================= */
.kh-header-v20{
  position:sticky!important;top:0!important;z-index:999!important;
  padding:10px 0!important;
  background:linear-gradient(180deg,rgba(1,13,43,.94),rgba(3,23,68,.90))!important;
  border-bottom:1px solid rgba(165,218,255,.18)!important;
  box-shadow:0 18px 50px rgba(0,10,35,.32)!important;
  backdrop-filter:blur(22px)!important;
}
.kh-header-shell-v20{
  position:relative!important;
  border-radius:28px!important;
  background:linear-gradient(135deg,rgba(255,255,255,.13),rgba(255,255,255,.055))!important;
  border:1px solid rgba(255,255,255,.18)!important;
  box-shadow:0 22px 52px rgba(0,11,37,.30), inset 0 1px 0 rgba(255,255,255,.18)!important;
  overflow:visible!important;
}
.kh-header-main-v20{
  min-height:82px!important;
  display:grid!important;
  grid-template-columns:minmax(300px,auto) 1fr auto!important;
  gap:18px!important;
  align-items:center!important;
  padding:12px 18px!important;
}
.kh-brand-v20{
  min-width:0!important;
  display:flex!important;
  align-items:center!important;
  gap:14px!important;
  overflow:visible!important;
}
.kh-logo-wrap-v20{
  width:132px!important;
  height:78px!important;
  min-width:132px!important;
  flex:0 0 132px!important;
  padding:10px!important;
  border-radius:20px!important;
  display:grid!important;
  place-items:center!important;
  background:#fff!important;
  border:1px solid rgba(220,241,255,.96)!important;
  box-shadow:0 18px 42px rgba(0,9,32,.28), inset 0 0 0 1px rgba(12,72,155,.06)!important;
  overflow:hidden!important;
}
.kh-logo-wrap-v20 img{
  width:100%!important;
  height:100%!important;
  max-width:100%!important;
  max-height:100%!important;
  object-fit:contain!important;
  object-position:center!important;
  display:block!important;
  transform:none!important;
}
.kh-brand-text-v20{min-width:0!important;max-width:230px!important;}
.kh-brand-text-v20 strong{
  display:block!important;
  color:#fff!important;
  font-weight:950!important;
  font-size:15.5px!important;
  line-height:1.08!important;
  letter-spacing:-.025em!important;
  white-space:normal!important;
}
.kh-brand-text-v20 small{
  display:inline-flex!important;
  align-items:center!important;
  gap:6px!important;
  margin-top:7px!important;
  color:#d8efff!important;
  font-size:11px!important;
  font-weight:900!important;
  line-height:1.1!important;
  white-space:normal!important;
}
.kh-brand-text-v20 small:before{
  content:"\f058";
  font-family:"Font Awesome 6 Free";
  font-weight:900;
  color:#7ee4ff;
}
.kh-contact-row-v20{
  display:flex!important;
  align-items:center!important;
  justify-content:flex-end!important;
  gap:8px!important;
  flex-wrap:wrap!important;
  min-width:0!important;
}
.kh-contact-item-v20{
  min-height:34px!important;
  padding:7px 10px!important;
  border-radius:999px!important;
  background:linear-gradient(135deg,rgba(255,255,255,.115),rgba(255,255,255,.055))!important;
  border:1px solid rgba(255,255,255,.16)!important;
  color:#f3fbff!important;
  box-shadow:none!important;
}
.kh-contact-item-v20 span{color:#bfe4ff!important;font-weight:800!important;}
.kh-contact-item-v20 strong{color:#fff!important;font-weight:950!important;}
.kh-contact-item-v20 i{
  background:rgba(119,218,255,.17)!important;
  color:#aeeeff!important;
}
.kh-contact-item-v20.whatsapp i{background:rgba(37,211,102,.19)!important;color:#8affbd!important;}
.kh-nav-v20{
  display:flex!important;
  align-items:center!important;
  justify-content:center!important;
  gap:7px!important;
  padding:0 18px 14px!important;
  border-top:1px solid rgba(255,255,255,.105)!important;
}
.kh-nav-v20 a{
  min-height:40px!important;
  padding:9px 14px!important;
  border-radius:999px!important;
  color:#f2f9ff!important;
  font-size:12.7px!important;
  font-weight:900!important;
  background:transparent!important;
  border:1px solid transparent!important;
  letter-spacing:-.01em!important;
}
.kh-nav-v20 a i{color:#85ddff!important;}
.kh-nav-v20 a:hover,.kh-nav-v20 a.active{
  background:linear-gradient(135deg,rgba(125,220,255,.18),rgba(255,255,255,.075))!important;
  border-color:rgba(145,226,255,.24)!important;
  color:#fff!important;
  box-shadow:0 12px 28px rgba(0,10,38,.20)!important;
}
.kh-nav-v20 .client-link-v20{
  background:linear-gradient(135deg,rgba(49,140,255,.24),rgba(255,255,255,.08))!important;
  border-color:rgba(133,221,255,.24)!important;
}
.kh-menu-toggle-v20{
  width:44px!important;height:44px!important;border-radius:15px!important;
  background:linear-gradient(135deg,rgba(255,255,255,.15),rgba(255,255,255,.07))!important;
  border:1px solid rgba(255,255,255,.22)!important;color:#fff!important;
}
/* NCR registered shield/check icon for any NCR presentation */
.ncr-icon,.ncr-badge,.kh-ncr-badge-v25{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 11px;border-radius:999px;
  background:linear-gradient(135deg,rgba(126,228,255,.18),rgba(255,255,255,.08));
  border:1px solid rgba(126,228,255,.22);color:#f4fbff;font-weight:950;
}
.ncr-icon:before,.ncr-badge:before,.kh-ncr-badge-v25:before{
  content:"\f3ed";font-family:"Font Awesome 6 Free";font-weight:900;color:#7ee4ff;
}
@media(max-width:1180px){
  .kh-header-main-v20{grid-template-columns:minmax(260px,auto) 1fr auto!important;gap:12px!important;}
  .kh-logo-wrap-v20{width:120px!important;height:72px!important;min-width:120px!important;flex-basis:120px!important;}
  .kh-brand-text-v20{max-width:190px!important;}
  .kh-contact-item-v20{font-size:11.3px!important;padding:7px 9px!important;}
  .kh-nav-v20 a{font-size:12.2px!important;padding-inline:10px!important;}
}
@media(max-width:940px){
  .kh-header-v20{padding:8px 0!important;}
  .kh-header-shell-v20{border-radius:22px!important;}
  .kh-header-main-v20{display:flex!important;min-height:76px!important;padding:9px 12px!important;gap:10px!important;}
  .kh-logo-wrap-v20{width:112px!important;height:68px!important;min-width:112px!important;flex-basis:112px!important;border-radius:18px!important;padding:8px!important;}
  .kh-brand-text-v20 strong{font-size:14px!important;}
  .kh-brand-text-v20 small{font-size:10.7px!important;}
  .kh-contact-row-v20{display:none!important;}
  .kh-menu-toggle-v20{display:grid!important;place-items:center!important;flex:0 0 44px!important;}
  .kh-nav-v20{display:none!important;position:absolute!important;left:12px!important;right:12px!important;top:calc(100% + 8px)!important;z-index:1000!important;padding:10px!important;background:linear-gradient(180deg,rgba(2,20,63,.99),rgba(1,9,31,.99))!important;border:1px solid rgba(255,255,255,.16)!important;border-radius:22px!important;box-shadow:0 28px 72px rgba(0,0,0,.44)!important;}
  .kh-nav-v20.open{display:grid!important;gap:6px!important;}
  .kh-nav-v20 a{width:100%!important;justify-content:flex-start!important;border-radius:15px!important;min-height:45px!important;padding:11px 13px!important;}
}
@media(max-width:620px){
  .kh-header-shell-v20{border-radius:20px!important;}
  .kh-header-main-v20{min-height:70px!important;}
  .kh-logo-wrap-v20{width:104px!important;height:64px!important;min-width:104px!important;flex-basis:104px!important;padding:8px!important;}
  .kh-brand-v20{gap:9px!important;}
  .kh-brand-text-v20{display:none!important;}
  .kh-menu-toggle-v20{width:42px!important;height:42px!important;flex-basis:42px!important;}
}


/* =========================================================
   Khokhas Premium V29: production testing and reliability polish
   ========================================================= */
.kh-header-v20{box-shadow:0 18px 55px rgba(0,8,30,.28)}
.kh-nav-v20 a{transition:background .18s ease, transform .18s ease, border-color .18s ease}.kh-nav-v20 a:hover{transform:translateY(-1px)}
.kh-hero-copy-v17 h1{max-width:820px}.kh-hero-actions-v17{margin-top:22px}.kh-proof-row-v17{margin-top:18px}
.kh-section-v17{padding:46px 0}.kh-section-head-v17{margin-bottom:22px}.kh-section-head-v17 h2{line-height:1.08}.kh-process-grid-v17{gap:14px}.kh-process-grid-v17 article{min-height:214px}
.kh-calculator-v17{align-items:stretch}.kh-calc-card-v17{box-shadow:0 30px 70px rgba(0,10,40,.26)}.kh-calc-result-v17 strong{font-size:clamp(22px,2.4vw,31px)}.kh-calc-note-v17{border-left:3px solid rgba(115,212,255,.7);padding-left:11px}
.alert-box{display:flex;gap:12px;align-items:flex-start;padding:13px 15px;border-radius:18px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.10);box-shadow:0 16px 38px rgba(0,8,35,.16)}.alert-box i{width:34px;height:34px;border-radius:13px;display:grid;place-items:center;flex:0 0 auto}.alert-box strong{display:block;color:#fff;margin-bottom:2px}.alert-box span{display:block;color:#d8edff;font-size:12.8px;line-height:1.45}.alert-error{background:rgba(255,99,99,.12);border-color:rgba(255,144,144,.25)}.alert-error i{background:rgba(255,255,255,.12);color:#ffd7d7}
.field input:invalid:not(:placeholder-shown),.field select:invalid:not(:placeholder-shown){border-color:rgba(255,130,130,.75)!important;box-shadow:0 0 0 3px rgba(255,80,80,.14)!important}.field input:focus,.field select:focus,.field textarea:focus{outline:none!important;box-shadow:0 0 0 4px rgba(115,212,255,.19)!important;border-color:rgba(115,212,255,.75)!important}.field-note{display:block;margin-top:5px}.upload-card{position:relative}.upload-card input[type=file]{cursor:pointer}.upload-preview-v29{display:block;margin-top:8px;color:#cfeaff;font-size:11.5px;line-height:1.35}.upload-preview-v29.has-file{color:#9effc8;font-weight:800}.terms-box{border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.075);border-radius:20px;padding:16px}.terms-list li{padding-left:3px;margin-bottom:7px}.check-row{border-radius:16px;padding:12px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12)}
.confirmation-page-v29{min-height:58vh;display:grid;place-items:center}.confirmation-card-v29{width:min(850px,100%)}.confirmation-head-v29{text-align:center}.confirmation-head-v29 h1{font-size:clamp(28px,3.4vw,44px);line-height:1.05;margin:12px 0 8px}.confirmation-icon-v29{width:74px;height:74px;margin:0 auto 12px;border-radius:26px;display:grid;place-items:center;background:linear-gradient(135deg,#38bdf8,#0d55b7);box-shadow:0 18px 42px rgba(12,84,183,.35)}.confirmation-icon-v29 i{font-size:32px;color:#fff}.confirmation-summary-v29{border-radius:24px}.confirmation-summary-v29 h3{font-size:20px}.next-actions-v29{display:flex;gap:12px;flex-wrap:wrap;margin-top:17px}.confirmation-note-v29{margin-top:14px!important;color:#dceeff!important}
.status-pill-v21,.table-card-v21 td:nth-child(5),.table-card-v21 td:nth-child(6){text-transform:capitalize}.table-card-v21 tbody tr{transition:background .15s ease}.table-card-v21 tbody tr:hover{background:rgba(255,255,255,.055)}.table-wrap{border-radius:18px}.report-filter-v22{position:sticky;top:112px;z-index:2}.report-card-v21{transition:transform .18s ease, box-shadow .18s ease}.report-card-v21:hover{transform:translateY(-3px);box-shadow:0 24px 56px rgba(0,8,35,.26)}
.faq-grid article{cursor:pointer;position:relative;overflow:hidden}.faq-grid article:after{content:'+';position:absolute;right:18px;top:17px;width:26px;height:26px;border-radius:9px;background:rgba(255,255,255,.10);display:grid;place-items:center;font-weight:900;color:#fff}.faq-grid article.open:after{content:'−'}.faq-grid article p{max-height:120px;transition:max-height .18s ease, opacity .18s ease}.faq-grid article:not(.open) p{max-height:54px;overflow:hidden;opacity:.88}
.kh-footer-v19{border-top:1px solid rgba(255,255,255,.12)}.kh-footer-top-v19{align-items:start}.kh-footer-col-v19 a:hover{color:#9fe7ff}.kh-footer-bottom-v19{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;color:#d8ecff}
@media(max-width:980px){.kh-section-v17{padding:34px 0}.report-filter-v22{position:static}.kh-process-grid-v17 article{min-height:unset}.next-actions-v29 .btn{flex:1 1 220px}.kh-footer-top-v19{grid-template-columns:1fr 1fr!important}}
@media(max-width:700px){.kh-section-v17{padding:28px 0}.kh-hero-copy-v17 h1{font-size:31px!important}.kh-hero-panel-v17{display:none}.kh-proof-row-v17{display:grid!important;grid-template-columns:1fr!important}.kh-contact-row-v20{display:none!important}.kh-brand-text-v20 strong{font-size:13px!important}.kh-brand-text-v20 small{font-size:10.5px!important}.kh-nav-v20 a{justify-content:flex-start!important}.refined-form-v22 .form-banner h1{font-size:25px!important}.confirmation-body-v29{padding:18px!important}.next-actions-v29{display:grid}.next-actions-v29 .btn{width:100%}.faq-grid article:not(.open) p{max-height:42px}.kh-footer-top-v19{grid-template-columns:1fr!important}.kh-footer-bottom-v19{font-size:12px}.floating-actions-v19{bottom:12px!important}}

/* V32 email testing, resend tools and monitoring */
.email-admin-page-v32 .dashboard-hero-v21{align-items:center;gap:18px}
.email-hero-v32{border:1px solid rgba(255,255,255,.16);background:linear-gradient(135deg,rgba(255,255,255,.14),rgba(255,255,255,.06));box-shadow:0 24px 70px rgba(3,18,45,.22)}
.email-test-card-v32{max-width:860px;margin:24px auto;background:rgba(255,255,255,.96);border:1px solid rgba(195,219,255,.72);box-shadow:0 24px 60px rgba(7,25,64,.18)}
.email-settings-card-v32{margin:24px auto;max-width:980px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);border-radius:24px;padding:24px;color:#fff;box-shadow:0 18px 50px rgba(3,18,45,.18)}
.email-settings-card-v32 h2{margin:0 0 16px;color:#fff;font-size:1.25rem}
.email-settings-grid-v32{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.email-settings-grid-v32 div{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:14px 16px;min-width:0}
.email-settings-grid-v32 span{display:block;color:#cfe5ff;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:5px}
.email-settings-grid-v32 strong{display:block;color:#fff;word-break:break-word;font-size:.95rem}
.email-filter-v32{display:flex;gap:10px;align-items:center;justify-content:flex-start;flex-wrap:wrap;background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.16)}
.email-log-table-v32{margin-top:20px}
.email-log-table-v32 table td{vertical-align:middle}
.inline-action-form-v32{margin:0;display:inline-flex}
.action-stack-v32{display:flex;gap:8px;flex-wrap:wrap}
.btn.btn-small{padding:9px 12px;font-size:.82rem;border-radius:12px;min-height:auto}
.status-pill-v21.success{background:rgba(16,185,129,.12);color:#047857;border-color:rgba(16,185,129,.28)}
.status-pill-v21.danger{background:rgba(239,68,68,.12);color:#b91c1c;border-color:rgba(239,68,68,.28)}
@media (max-width: 760px){
  .email-settings-grid-v32{grid-template-columns:1fr}
  .email-admin-page-v32 .dashboard-hero-actions-v21{width:100%;display:grid;grid-template-columns:1fr;gap:10px}
  .email-filter-v32 .btn{width:100%;justify-content:center}
  .action-stack-v32{display:grid;grid-template-columns:1fr;width:100%}
  .inline-action-form-v32,.inline-action-form-v32 .btn{width:100%;justify-content:center}
}

/* V34 performance + production polish */
html { text-rendering: optimizeLegibility; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; }
.kh-logo-wrap-v20, .kh-footer-brand-v19 span { flex: 0 0 auto; overflow: hidden; }
.kh-logo-wrap-v20 img, .kh-footer-brand-v19 img { display: block; object-fit: contain; }
.kh-header-v20 { will-change: transform; }
.kh-nav-v20 a, .btn, .floating-actions-v19 a { transition: transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease; }
.kh-nav-v20 a:hover, .floating-actions-v19 a:hover { transform: translateY(-1px); }
.alert-box { contain: layout paint; }
.table-wrap, .reports-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.form-grid, .dashboard-grid, .metrics-grid { align-items: stretch; }
@media (max-width: 760px) {
  .kh-header-shell-v20 { padding-left: 14px; padding-right: 14px; }
  .kh-contact-row-v20 { gap: 8px; }
  .kh-contact-item-v20 strong { font-size: .82rem; }
  .floating-actions-v19 { right: 10px; bottom: 14px; gap: 8px; }
  .floating-actions-v19 a { min-height: 42px; padding: 10px 12px; }
  .page-section, .section { padding-top: 42px; padding-bottom: 42px; }
  .premium-panel, .form-shell, .calculator-card { padding: 18px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; scroll-behavior: auto !important; transition-duration: .01ms !important; }
}

/* V35 admin reporting and business visibility */
.reports-v35 .reports-hero-v35{align-items:flex-start;background:linear-gradient(135deg,rgba(255,255,255,.14),rgba(255,255,255,.06));border:1px solid rgba(255,255,255,.18);box-shadow:0 24px 60px rgba(2,8,23,.22)}
.report-grid-v35{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.report-grid-v35 .report-card-v21{min-height:170px}.report-grid-v35 .report-card-v21 span{font-size:1rem;color:#eaf6ff}.report-filter-v35{align-items:end;grid-template-columns:1.1fr 1fr 1fr 1.8fr auto auto}.report-filter-v35 input,.report-filter-v35 select{min-height:46px}.reports-split-v35{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:18px 0}.report-table-v35 th,.report-table-v35 td{white-space:nowrap}.status-pill-v21.pending_review,.status-pill-v21.under_review{background:rgba(250,204,21,.16);color:#fde68a;border-color:rgba(250,204,21,.35)}.status-pill-v21.approved,.status-pill-v21.paid,.status-pill-v21.paid_out{background:rgba(34,197,94,.16);color:#bbf7d0;border-color:rgba(34,197,94,.35)}.status-pill-v21.overdue,.status-pill-v21.missed,.status-pill-v21.declined{background:rgba(248,113,113,.16);color:#fecaca;border-color:rgba(248,113,113,.35)}.status-pill-v21.pending,.status-pill-v21.partial{background:rgba(56,189,248,.14);color:#bae6fd;border-color:rgba(56,189,248,.35)}
.dashboard-grid-v35{grid-template-columns:repeat(4,minmax(0,1fr))}.admin-report-shortcuts-v35{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px;margin:18px 0}.admin-report-shortcuts-v35 a{display:flex;align-items:center;gap:10px;padding:14px 12px;border-radius:18px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.16);color:#fff;text-decoration:none;font-weight:800;box-shadow:0 15px 36px rgba(2,8,23,.16)}.admin-report-shortcuts-v35 a:hover{transform:translateY(-2px);background:rgba(255,255,255,.15)}.admin-report-shortcuts-v35 i{width:34px;height:34px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,#38bdf8,#2563eb);color:#fff}
@media(max-width:1100px){.report-grid-v35,.dashboard-grid-v35{grid-template-columns:repeat(2,minmax(0,1fr))}.report-filter-v35{grid-template-columns:repeat(2,minmax(0,1fr))}.reports-split-v35{grid-template-columns:1fr}.admin-report-shortcuts-v35{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:640px){.report-grid-v35,.dashboard-grid-v35,.report-filter-v35,.admin-report-shortcuts-v35{grid-template-columns:1fr}.reports-v35 .dashboard-hero-actions-v21{width:100%}.reports-v35 .dashboard-hero-actions-v21 .btn{width:100%;justify-content:center}.admin-report-shortcuts-v35 a{justify-content:flex-start}.table-card-head-v21{gap:10px}}

/* V36 client dashboard maturity and self-service */
.dashboard-page-v36{padding-top:26px;padding-bottom:54px}.client-hero-v36{display:flex;align-items:center;justify-content:space-between;gap:22px;margin:22px 0 18px;padding:26px;border:1px solid rgba(255,255,255,.16);background:linear-gradient(135deg,rgba(255,255,255,.16),rgba(255,255,255,.07));border-radius:30px;box-shadow:0 28px 75px rgba(2,8,23,.24);color:#fff}.client-hero-copy-v36 h1{margin:8px 0 8px;font-size:clamp(30px,4vw,52px);line-height:1.02;color:#fff}.client-hero-copy-v36 p{max-width:720px;color:#dceeff;margin:0}.client-hero-actions-v36{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}.eligibility-pill-v36{display:inline-flex;align-items:center;gap:9px;border:1px solid rgba(250,204,21,.32);background:rgba(250,204,21,.13);color:#fde68a;border-radius:999px;padding:12px 15px;font-weight:900;white-space:nowrap}.eligibility-note-v36,.success-banner-v36{display:flex;gap:14px;align-items:flex-start;margin:16px 0;padding:16px 18px;border-radius:22px;background:rgba(56,189,248,.13);border:1px solid rgba(56,189,248,.24);color:#eaf6ff}.success-banner-v36{background:rgba(34,197,94,.12);border-color:rgba(34,197,94,.25)}.eligibility-note-v36 i,.success-banner-v36 i{font-size:22px;color:#7dd3fc;margin-top:2px}.success-banner-v36 i{color:#86efac}.eligibility-note-v36 p,.success-banner-v36 p{margin:4px 0 0;color:#d9ecff}.client-overview-grid-v36{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin:18px 0}.client-metric-v36{min-height:158px;border-radius:26px;padding:20px;background:linear-gradient(145deg,rgba(255,255,255,.96),rgba(235,247,255,.92));border:1px solid rgba(199,224,255,.85);box-shadow:0 20px 50px rgba(2,8,23,.17);color:#08204a}.client-metric-v36 i{width:44px;height:44px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,#38bdf8,#1d4ed8);color:#fff;margin-bottom:14px}.client-metric-v36 span{display:block;color:#42617f;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;font-weight:900}.client-metric-v36 strong{display:block;font-size:clamp(24px,2.7vw,36px);line-height:1.1;margin:7px 0;color:#061b3e}.client-metric-v36 small{color:#5b6f87;line-height:1.35}.client-dashboard-split-v36{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(300px,.8fr);gap:18px;margin:18px 0}.active-loan-panel-v36,.profile-card-v36,.table-card-v36{border-radius:30px;background:rgba(255,255,255,.96);border:1px solid rgba(199,224,255,.78);box-shadow:0 24px 65px rgba(2,8,23,.18);color:#08204a}.active-loan-panel-v36{padding:24px}.panel-head-v36{display:flex;justify-content:space-between;align-items:flex-start;gap:14px;margin-bottom:18px}.panel-head-v36 span:first-child{display:block;color:#55708d;text-transform:uppercase;font-size:.78rem;letter-spacing:.08em;font-weight:900}.panel-head-v36 h2{margin:5px 0 0;color:#061b3e;font-size:clamp(24px,3vw,34px)}.status-chip-v36{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;border:1px solid rgba(100,116,139,.18);padding:7px 11px;font-weight:900;font-size:.78rem;white-space:nowrap;text-transform:capitalize}.status-chip-v36.success{background:rgba(34,197,94,.13);color:#047857;border-color:rgba(34,197,94,.28)}.status-chip-v36.warning{background:rgba(250,204,21,.16);color:#92400e;border-color:rgba(250,204,21,.35)}.status-chip-v36.danger{background:rgba(239,68,68,.12);color:#b91c1c;border-color:rgba(239,68,68,.28)}.status-chip-v36.neutral{background:rgba(56,189,248,.12);color:#0369a1;border-color:rgba(56,189,248,.26)}.loan-summary-grid-v36{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.loan-summary-grid-v36 div{border-radius:20px;background:#f4f9ff;border:1px solid #d9eaff;padding:15px}.loan-summary-grid-v36 span{display:block;color:#5b6f87;font-size:.75rem;text-transform:uppercase;letter-spacing:.07em;font-weight:900;margin-bottom:7px}.loan-summary-grid-v36 strong{color:#08204a;font-size:1.05rem}.status-timeline-v36{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;margin-top:18px}.status-timeline-v36 div{position:relative;border-radius:18px;padding:14px 12px;min-height:104px;background:#f5f9ff;border:1px solid #dbeafe}.status-timeline-v36 b{width:30px;height:30px;border-radius:12px;display:grid;place-items:center;margin-bottom:9px;background:#dbeafe;color:#1d4ed8}.status-timeline-v36 span{display:block;font-size:.82rem;color:#405a74;font-weight:800;line-height:1.25}.status-timeline-v36 .done{background:rgba(34,197,94,.10);border-color:rgba(34,197,94,.22)}.status-timeline-v36 .done b{background:#22c55e;color:#fff}.status-timeline-v36 .current{background:rgba(56,189,248,.13);border-color:rgba(56,189,248,.28)}.status-timeline-v36 .current b{background:#38bdf8;color:#083b6f}.status-timeline-v36 .danger{background:rgba(239,68,68,.10);border-color:rgba(239,68,68,.24)}.status-timeline-v36 .danger b{background:#ef4444;color:#fff}.empty-state-v36{text-align:center;border-radius:24px;background:#f4f9ff;border:1px dashed #bfd9fb;padding:26px}.empty-state-v36 i{font-size:38px;color:#2563eb}.empty-state-v36 h3{margin:12px 0 6px;color:#061b3e}.empty-state-v36 p{color:#5b6f87}.profile-stack-v36{display:grid;gap:14px}.profile-card-v36{padding:18px}.mini-head-v36{display:flex;align-items:center;gap:10px;margin-bottom:12px}.mini-head-v36 i{width:38px;height:38px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,#60a5fa,#1d4ed8);color:#fff}.mini-head-v36 h3{margin:0;color:#061b3e}.profile-card-v36 p{margin:7px 0;color:#51677f;word-break:break-word}.profile-card-v36 strong{color:#09214a}.client-notices-v36{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:18px 0}.client-notices-v36 article{display:flex;gap:13px;padding:17px;border-radius:24px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);color:#fff;box-shadow:0 16px 42px rgba(2,8,23,.16)}.client-notices-v36 i{width:42px;height:42px;flex:0 0 42px;border-radius:15px;display:grid;place-items:center;background:rgba(255,255,255,.13);color:#9fe7ff}.client-notices-v36 h3{margin:0 0 5px;color:#fff;font-size:1rem}.client-notices-v36 p{margin:0;color:#d9ecff;font-size:.9rem;line-height:1.45}.table-card-v36{padding:20px;margin:18px 0}.table-card-v36 table th{background:#eef7ff;color:#0a2a57}.table-card-v36 table td{color:#163052}.client-lower-grid-v36{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}.change-request-page-v36{padding-top:24px;padding-bottom:54px}.change-hero-v36{align-items:flex-start}.change-form-v36{max-width:980px;margin:18px auto}.two-col-v36{grid-template-columns:repeat(2,minmax(0,1fr))}.change-form-v36 textarea{resize:vertical;min-height:126px}.terms-box-v36 .check-row{align-items:flex-start}.terms-box-v36 .check-row span{line-height:1.45}.dashboard-page-v36 .btn-small{white-space:nowrap}
@media(max-width:1120px){.client-overview-grid-v36{grid-template-columns:repeat(2,minmax(0,1fr))}.client-dashboard-split-v36,.client-lower-grid-v36{grid-template-columns:1fr}.loan-summary-grid-v36{grid-template-columns:repeat(2,minmax(0,1fr))}.status-timeline-v36{grid-template-columns:repeat(3,minmax(0,1fr))}.client-notices-v36{grid-template-columns:1fr}}
@media(max-width:720px){.client-hero-v36{display:block;padding:20px;border-radius:24px}.client-hero-actions-v36{justify-content:stretch;margin-top:16px;display:grid}.client-hero-actions-v36 .btn,.eligibility-pill-v36{width:100%;justify-content:center}.client-overview-grid-v36,.loan-summary-grid-v36,.status-timeline-v36,.two-col-v36{grid-template-columns:1fr}.client-metric-v36{min-height:auto;padding:18px}.active-loan-panel-v36,.profile-card-v36,.table-card-v36{border-radius:24px}.panel-head-v36{display:block}.panel-head-v36 .status-chip-v36{margin-top:12px}.status-timeline-v36 div{min-height:auto;display:flex;gap:10px;align-items:center}.status-timeline-v36 b{margin-bottom:0;flex:0 0 30px}.client-notices-v36 article{padding:15px}.table-card-v36{padding:14px}.dashboard-page-v36{padding-top:14px}.change-request-page-v36{padding-top:14px}}

/* =========================
   V37 - Admin workflow maturity
   Application review workspace, affordability, DebiCheck, audit and admin actions.
   ========================= */
.admin-review-v37 .review-hero-v37{border:1px solid rgba(255,255,255,.16);background:linear-gradient(135deg,rgba(5,33,88,.94),rgba(4,91,172,.55));box-shadow:0 24px 60px rgba(0,9,40,.28)}
.review-grid-v37{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin:18px 0}
.review-card-v37,.review-panel-v37,.review-action-card-v37{border-radius:26px;background:linear-gradient(180deg,rgba(255,255,255,.13),rgba(255,255,255,.075));border:1px solid rgba(255,255,255,.15);box-shadow:0 18px 48px rgba(0,8,35,.22);padding:20px;color:#fff;overflow:hidden}
.review-card-v37.primary{background:linear-gradient(135deg,rgba(48,144,255,.22),rgba(255,255,255,.08))}.review-card-v37.highlight{background:linear-gradient(135deg,rgba(88,208,255,.22),rgba(16,120,220,.13))}
.review-card-v37 h2,.review-panel-v37 h2,.review-action-card-v37 h2{margin:0 0 13px;color:#fff;font-size:18px}.review-card-v37 dl{display:grid;grid-template-columns:1fr;margin:0;gap:7px}.review-card-v37 dt{font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:#bfe8ff;font-weight:900}.review-card-v37 dd{margin:0 0 5px;color:#fff;font-weight:800;overflow-wrap:anywhere}.checklist-grid-v37{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.checkitem-v37{display:flex;align-items:center;gap:12px;padding:15px;border-radius:20px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13)}.checkitem-v37 i{width:42px;height:42px;border-radius:15px;display:grid;place-items:center;background:rgba(255,255,255,.10);color:#dff6ff}.checkitem-v37 span{display:block;font-weight:900;color:#fff}.checkitem-v37 b{margin-left:auto;font-size:12px;color:#ffd98d}.checkitem-v37.done{background:rgba(31,210,130,.12);border-color:rgba(72,235,161,.28)}.checkitem-v37.done i{color:#93ffcf}.checkitem-v37.done b{color:#98ffd1}.review-actions-grid-v37{display:grid;grid-template-columns:1.15fr .95fr .95fr;gap:14px;margin:18px 0}.review-action-card-v37{display:flex;flex-direction:column;gap:12px}.review-action-card-v37 label{display:flex;flex-direction:column;gap:6px;color:#dff4ff;font-weight:900;font-size:12px;text-transform:uppercase;letter-spacing:.045em}.review-action-card-v37 select,.review-action-card-v37 textarea,.review-action-card-v37 input{width:100%;border:1px solid rgba(255,255,255,.18);border-radius:16px;background:rgba(255,255,255,.94);color:#10284d;padding:12px;min-height:44px;font:inherit;text-transform:none;letter-spacing:0}.review-action-card-v37 textarea{resize:vertical}.decision-buttons-v37{display:flex;gap:10px;flex-wrap:wrap}.btn-danger{background:linear-gradient(135deg,#ff5f74,#b61d3a)!important;color:#fff!important}.btn-success{background:linear-gradient(135deg,#3add92,#07935a)!important;color:#fff!important}.status-badge-v37{display:inline-flex;align-items:center;justify-content:center;min-height:30px;padding:6px 10px;border-radius:999px;font-size:11px;font-weight:950;text-transform:uppercase;letter-spacing:.045em;border:1px solid rgba(255,255,255,.16);white-space:nowrap}.status-badge-v37.neutral{background:rgba(134,204,255,.12);color:#e1f5ff}.status-badge-v37.warning{background:rgba(255,202,80,.14);color:#ffe7a6}.status-badge-v37.success{background:rgba(54,220,140,.14);color:#abffd9}.status-badge-v37.danger{background:rgba(255,87,109,.14);color:#ffc4cd}.mini-action-v37{display:inline-flex;align-items:center;justify-content:center;padding:8px 11px;border-radius:999px;background:rgba(91,201,255,.15);border:1px solid rgba(91,201,255,.28);color:#e8f8ff!important;font-weight:900;font-size:12px;text-decoration:none}.mini-action-v37:hover{background:rgba(91,201,255,.25);transform:translateY(-1px)}.admin-workflow-v37 article{transition:transform .18s ease,background .18s ease}.admin-workflow-v37 article:hover{transform:translateY(-2px);background:rgba(255,255,255,.13)}.lookup-filter-v37{grid-template-columns:1fr auto!important}.lookup-filter-v37 label{margin:0}.alert-success{background:rgba(39,220,136,.14)!important;border-color:rgba(39,220,136,.26)!important;color:#e9fff5!important}
@media(max-width:1100px){.review-grid-v37{grid-template-columns:repeat(2,1fr)}.checklist-grid-v37{grid-template-columns:repeat(2,1fr)}.review-actions-grid-v37{grid-template-columns:1fr}}
@media(max-width:680px){.review-grid-v37,.checklist-grid-v37{grid-template-columns:1fr}.review-card-v37,.review-panel-v37,.review-action-card-v37{padding:16px;border-radius:22px}.decision-buttons-v37 .btn{width:100%}.lookup-filter-v37{grid-template-columns:1fr!important}.mini-action-v37{width:100%}.checkitem-v37{align-items:flex-start}.checkitem-v37 b{margin-left:0}.checkitem-v37{flex-wrap:wrap}}

/* =========================
   V38 - End-to-end testing and deployment readiness
   ========================= */
.system-page-v38{padding-top:24px;padding-bottom:58px}.system-hero-v38{background:linear-gradient(135deg,rgba(6,31,83,.96),rgba(13,91,181,.62));border:1px solid rgba(255,255,255,.18);box-shadow:0 24px 70px rgba(2,8,23,.28)}.system-grid-v38{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin:18px 0}.system-card-v38{padding:20px;border-radius:24px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);box-shadow:0 18px 46px rgba(2,8,23,.18);color:#fff}.system-card-v38 span{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:#bfdbfe;font-weight:900;margin-bottom:8px}.system-card-v38 strong{display:block;font-size:1.45rem;color:#fff;margin-bottom:12px}.system-status-v38{display:inline-flex;align-items:center;gap:7px;border-radius:999px;padding:7px 10px;border:1px solid rgba(255,255,255,.16);font-weight:900;font-size:.78rem}.system-status-v38.ok{background:rgba(34,197,94,.16);color:#bbf7d0}.system-status-v38.bad{background:rgba(251,191,36,.18);color:#fde68a}.system-panel-v38{margin:18px 0}.system-check-list-v38{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.system-check-list-v38>div{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:15px;border-radius:18px;background:rgba(241,247,255,.96);border:1px solid #d8e9ff;color:#0d2b57}.system-check-list-v38 b{font-size:.95rem}.system-check-list-v38 span:not(.system-status-v38){color:#51677f;font-weight:800;word-break:break-word}.workflow-check-grid-v38{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:18px 0}.workflow-check-grid-v38 article{position:relative;padding:22px;border-radius:26px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);box-shadow:0 18px 50px rgba(2,8,23,.18);color:#fff}.workflow-check-grid-v38 b{width:42px;height:42px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(135deg,#38bdf8,#2563eb);color:#fff;box-shadow:0 10px 24px rgba(37,99,235,.25);margin-bottom:14px}.workflow-check-grid-v38 h3{margin:0 0 8px;color:#fff}.workflow-check-grid-v38 p{color:#d9ecff;margin:0 0 10px;line-height:1.48}.workflow-check-grid-v38 small{display:block;color:#bfe8ff;line-height:1.45}.system-note-grid-v38{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.system-note-grid-v38 div{display:flex;align-items:flex-start;gap:12px;padding:16px;border-radius:20px;background:#f4f9ff;border:1px solid #d9eaff;color:#09214a}.system-note-grid-v38 i{width:40px;height:40px;border-radius:14px;display:grid;place-items:center;flex:0 0 40px;background:linear-gradient(135deg,#38bdf8,#2563eb);color:#fff}.deployment-list-v38{display:grid;gap:12px;margin:18px 0}.deployment-list-v38 article{display:flex;gap:14px;align-items:flex-start;padding:18px 20px;border-radius:24px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);box-shadow:0 16px 44px rgba(2,8,23,.16);color:#fff}.deployment-list-v38 span{width:38px;height:38px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,#60a5fa,#1d4ed8);color:#fff;font-weight:950;flex:0 0 38px}.deployment-list-v38 h3{margin:0 0 5px;color:#fff}.deployment-list-v38 p{margin:0;color:#d9ecff}.admin-dashboard-v21 .dashboard-hero-actions-v21{align-items:center}
@media(max-width:1100px){.system-grid-v38{grid-template-columns:repeat(2,minmax(0,1fr))}.workflow-check-grid-v38{grid-template-columns:repeat(2,minmax(0,1fr))}.system-note-grid-v38{grid-template-columns:1fr}.system-check-list-v38{grid-template-columns:1fr}}
@media(max-width:680px){.system-grid-v38,.workflow-check-grid-v38{grid-template-columns:1fr}.system-card-v38,.workflow-check-grid-v38 article,.deployment-list-v38 article{border-radius:22px}.system-check-list-v38>div{display:grid;gap:8px}.system-page-v38 .dashboard-hero-actions-v21{width:100%;display:grid}.system-page-v38 .dashboard-hero-actions-v21 .btn{width:100%;justify-content:center}}


/* V42 loan management and performance badges */
.client-badge{display:inline-flex;align-items:center;gap:.42rem;border-radius:999px;padding:.38rem .7rem;font-size:.78rem;font-weight:800;letter-spacing:.01em;white-space:nowrap;border:1px solid rgba(255,255,255,.20)}
.client-badge i{font-size:.82rem}.badge-green{background:rgba(34,197,94,.16);color:#bbf7d0;border-color:rgba(34,197,94,.35)}.badge-amber{background:rgba(245,158,11,.16);color:#fde68a;border-color:rgba(245,158,11,.35)}.badge-red{background:rgba(239,68,68,.16);color:#fecaca;border-color:rgba(239,68,68,.35)}
.review-card-v37 .client-badge,.table-card .client-badge,.profile-card-v36 .client-badge{background:#fff;color:#0f172a;border-color:#dbeafe;box-shadow:0 8px 18px rgba(15,23,42,.08)}.table-card .badge-green,.profile-card-v36 .badge-green{color:#047857}.table-card .badge-amber,.profile-card-v36 .badge-amber{color:#b45309}.table-card .badge-red,.profile-card-v36 .badge-red{color:#b91c1c}
.badge-strip-v42{display:flex;align-items:center;gap:.75rem;flex-wrap:wrap;margin-top:1rem}.badge-strip-v42 span{color:rgba(255,255,255,.82);font-weight:600}.payment-arrangement-panel-v42{margin-top:1.2rem}.arrangement-form-v42{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin:1rem 0 1.25rem}.arrangement-form-v42 label{display:flex;flex-direction:column;gap:.45rem;font-weight:800;color:#dbeafe}.arrangement-form-v42 textarea,.arrangement-form-v42 input{border-radius:16px;border:1px solid rgba(191,219,254,.45);background:rgba(255,255,255,.93);padding:.85rem 1rem;color:#0f172a}.arrangement-form-v42 button{align-self:end}.btn-warning{background:linear-gradient(135deg,#f59e0b,#d97706)!important;color:#fff!important}.mini-action-v37 + .mini-action-v37{margin-left:.4rem}.admin-dashboard-v21 .dashboard-grid-v35{grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}@media(max-width:760px){.arrangement-form-v42{grid-template-columns:1fr}.client-badge{font-size:.72rem}.badge-strip-v42{gap:.5rem}.badge-strip-v42 span{font-size:.85rem}}

/* V43 repayment operations, badge and reminder polish */
.repayment-countdown-v43{display:flex;gap:16px;align-items:flex-start;padding:18px 20px;border-radius:22px;margin:18px 0;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);color:#fff;box-shadow:0 20px 50px rgba(0,0,0,.14)}
.repayment-countdown-v43 i{font-size:26px;width:44px;height:44px;border-radius:16px;display:grid;place-items:center;background:rgba(255,255,255,.16)}
.repayment-countdown-v43 strong{display:block;font-size:20px;margin-bottom:5px}.repayment-countdown-v43 p{margin:0;color:#dcecff}.repayment-countdown-v43.danger{background:linear-gradient(135deg,rgba(185,28,28,.95),rgba(127,29,29,.88))}.repayment-countdown-v43.warning{background:linear-gradient(135deg,rgba(180,83,9,.95),rgba(146,64,14,.88))}.repayment-countdown-v43.success{background:linear-gradient(135deg,rgba(21,128,61,.95),rgba(22,101,52,.88))}
.notification-list-v43{display:grid;gap:12px}.notification-item-v43{display:flex;gap:12px;padding:14px;border:1px solid rgba(15,95,184,.14);background:#f8fbff;border-radius:16px}.notification-item-v43 i{color:#0f5fb8;margin-top:3px}.notification-item-v43 strong{color:#08234c}.notification-item-v43 p{margin:4px 0;color:#4d647f}.notification-item-v43 small{color:#7b8da5}.missed-table-v43 .btn-small{white-space:nowrap}.inline-action-form{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.topup-inline-v43 input{max-width:150px}.client-badge.badge-red{background:#fee2e2;color:#991b1b;border-color:#fecaca}.client-badge.badge-amber{background:#fff7ed;color:#9a3412;border-color:#fed7aa}.client-badge.badge-green{background:#dcfce7;color:#166534;border-color:#bbf7d0}
@media (max-width:720px){.repayment-countdown-v43{padding:15px;border-radius:18px}.repayment-countdown-v43 strong{font-size:16px}.topup-inline-v43 input{max-width:100%;width:100%}}


/* V44 professional admin reporting */
.reports-v44 .reports-hero-v44{background:linear-gradient(135deg,rgba(8,35,76,.96),rgba(15,95,184,.88));border:1px solid rgba(255,255,255,.18);box-shadow:0 26px 70px rgba(0,0,0,.22)}
.report-tabs-v44{display:flex;flex-wrap:wrap;gap:.65rem;margin:1rem 0 1.25rem;padding:.75rem;border-radius:22px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.16)}
.report-tabs-v44 a{color:#dbeafe;text-decoration:none;font-weight:800;padding:.75rem 1rem;border-radius:16px;border:1px solid transparent;transition:.2s ease}
.report-tabs-v44 a:hover,.report-tabs-v44 a.active{background:#fff;color:#0f5fb8;border-color:rgba(191,219,254,.8);box-shadow:0 12px 28px rgba(0,0,0,.16)}
.report-filter-v44{display:grid;grid-template-columns:repeat(5,minmax(150px,1fr));gap:1rem;margin:1rem 0 1.5rem;padding:1.1rem;border-radius:26px;background:rgba(255,255,255,.94);border:1px solid rgba(191,219,254,.55);box-shadow:0 18px 45px rgba(3,20,56,.14)}
.report-filter-v44 label{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;font-weight:900;color:#385575;margin-bottom:.4rem}
.report-filter-v44 input,.report-filter-v44 select{width:100%;border:1px solid rgba(15,95,184,.22);border-radius:15px;padding:.8rem .85rem;background:#f8fbff;color:#08234c;font-weight:700;outline:none}
.report-filter-v44 input:focus,.report-filter-v44 select:focus{border-color:#3b82f6;box-shadow:0 0 0 4px rgba(59,130,246,.12);background:#fff}
.filter-actions-v44{display:flex;gap:.6rem;align-items:flex-end;grid-column:span 2}.filter-actions-v44 .btn{min-height:45px}
.report-grid-v44{grid-template-columns:repeat(auto-fit,minmax(190px,1fr));margin-bottom:1.35rem}.report-grid-v44 .report-card-v21 span{font-size:1.08rem}.reports-v44 .table-card-v21{border:1px solid rgba(191,219,254,.48);box-shadow:0 18px 45px rgba(3,20,56,.13)}
.reports-v44 table th{white-space:nowrap}.reports-v44 table td{vertical-align:middle}.reports-v44 .client-badge{white-space:nowrap}.reports-v44 .mini-action-v37{display:inline-flex;align-items:center;justify-content:center}
@media(max-width:1100px){.report-filter-v44{grid-template-columns:repeat(3,1fr)}.filter-actions-v44{grid-column:span 3}}
@media(max-width:760px){.report-filter-v44{grid-template-columns:1fr}.filter-actions-v44{grid-column:span 1;flex-direction:column;align-items:stretch}.report-tabs-v44{gap:.45rem}.report-tabs-v44 a{width:100%;text-align:center}.reports-v44 .dashboard-hero-actions-v21{width:100%}.reports-v44 .dashboard-hero-actions-v21 .btn{width:100%}}
@media print{.kh-header-v20,.floating-actions,.dashboard-hero-actions-v21,.report-filter-v44,.report-tabs-v44,.site-footer{display:none!important}.reports-v44{color:#111}.table-card-v21{box-shadow:none!important;border:1px solid #ddd!important}.container{max-width:100%!important}}

/* V46 Admin separation and dedicated admin login */
.admin-login-shell-v46{min-height:100vh;background:radial-gradient(circle at top left,rgba(72,184,255,.28),transparent 34%),linear-gradient(135deg,#06152f 0%,#0b2a68 46%,#071426 100%);font-family:Inter,Arial,sans-serif;color:#fff;}
.admin-login-page-v46{min-height:100vh;display:grid;place-items:center;padding:28px 16px;}
.admin-login-panel-v46{width:min(460px,100%);border:1px solid rgba(255,255,255,.18);background:linear-gradient(180deg,rgba(255,255,255,.16),rgba(255,255,255,.08));box-shadow:0 30px 90px rgba(0,0,0,.38);backdrop-filter:blur(18px);border-radius:30px;padding:28px;}
.admin-login-brand-v46{width:178px;min-height:118px;margin:0 auto 18px;display:flex;align-items:center;justify-content:center;background:#fff;border-radius:24px;padding:12px;box-shadow:0 14px 36px rgba(0,0,0,.20);overflow:hidden;}
.admin-login-brand-v46 img{display:block;width:100%;height:auto;max-height:96px;object-fit:contain;}
.admin-login-copy-v46{text-align:center;margin-bottom:20px;}
.admin-login-copy-v46 span{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.16);font-weight:800;font-size:.78rem;color:#dff4ff;text-transform:uppercase;letter-spacing:.08em;}
.admin-login-copy-v46 h1{margin:14px 0 8px;font-size:clamp(1.8rem,4vw,2.45rem);line-height:1.05;color:#fff;}
.admin-login-copy-v46 p{margin:0 auto;color:#cfe5ff;line-height:1.6;font-size:.96rem;max-width:36rem;}
.admin-login-form-v46{display:grid;gap:14px;margin-top:18px;}
.admin-login-form-v46 .field label{color:#f7fbff;font-weight:800;margin-bottom:7px;display:block;}
.admin-login-form-v46 input{width:100%;border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:14px 15px;background:rgba(255,255,255,.96);color:#0b1e3d;outline:none;font-weight:700;}
.admin-login-form-v46 input:focus{border-color:#71d3ff;box-shadow:0 0 0 4px rgba(83,190,255,.18);}
.admin-login-form-v46 .password-eye-wrap{position:relative;}
.admin-login-form-v46 .password-eye-btn{position:absolute;right:8px;top:50%;transform:translateY(-50%);height:38px;width:38px;border:0;border-radius:12px;background:#eaf5ff;color:#0b3e78;cursor:pointer;}
.admin-login-form-v46 .btn{border-radius:16px;padding:14px 18px;font-weight:900;box-shadow:0 18px 34px rgba(0,0,0,.22);}
.admin-login-form-v46 .form-link-row a{color:#dff4ff;text-decoration:none;font-weight:800;}
.admin-login-form-v46 .form-link-row a:hover{text-decoration:underline;}
@media(max-width:560px){.admin-login-panel-v46{padding:22px;border-radius:24px}.admin-login-brand-v46{width:150px;min-height:102px}.admin-login-copy-v46 h1{font-size:1.8rem}}

/* V50 professional admin dashboard */
.admin-shell-v50{width:min(1480px,calc(100% - 28px));margin:24px auto 36px;display:grid;grid-template-columns:280px minmax(0,1fr);gap:20px;align-items:start}.admin-sidebar-v50{position:sticky;top:94px;background:linear-gradient(180deg,rgba(6,20,48,.98),rgba(7,35,83,.94));border:1px solid rgba(255,255,255,.13);border-radius:26px;box-shadow:0 24px 70px rgba(0,0,0,.24);padding:18px;color:#fff;overflow:hidden}.admin-sidebar-v50:before{content:"";position:absolute;inset:-40% auto auto -20%;width:240px;height:240px;background:radial-gradient(circle,rgba(48,151,255,.28),transparent 70%);pointer-events:none}.admin-sidebar-brand-v50{position:relative;display:flex;align-items:center;gap:12px;padding:10px 8px 18px;margin-bottom:10px;border-bottom:1px solid rgba(255,255,255,.12)}.admin-sidebar-brand-v50 img{width:64px;height:64px;object-fit:contain;background:#fff;border-radius:18px;padding:7px;box-shadow:0 14px 34px rgba(0,0,0,.22)}.admin-sidebar-brand-v50 strong{display:block;font-size:1rem;line-height:1.1}.admin-sidebar-brand-v50 span{display:block;color:#bfd6ff;font-size:.78rem;margin-top:3px}.admin-tabs-v50{position:relative;display:grid;gap:7px}.admin-tab-link{display:flex;align-items:center;gap:11px;color:#dceaff;text-decoration:none;padding:11px 12px;border-radius:15px;font-weight:800;font-size:.92rem;transition:.18s ease;border:1px solid transparent}.admin-tab-link i{width:18px;text-align:center;color:#67d4ff}.admin-tab-link:hover,.admin-tab-link.active{background:rgba(255,255,255,.11);border-color:rgba(255,255,255,.16);transform:translateX(3px);color:#fff}.admin-main-v50{min-width:0;display:grid;gap:18px}.admin-hero-v50{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,430px);gap:18px;align-items:center;background:linear-gradient(135deg,rgba(7,38,95,.94),rgba(8,88,169,.86));border:1px solid rgba(255,255,255,.16);border-radius:28px;padding:24px;box-shadow:0 22px 70px rgba(0,0,0,.22);color:#fff}.admin-hero-v50 h1{font-size:clamp(1.8rem,3.4vw,3.1rem);margin:8px 0 8px;letter-spacing:-.045em}.admin-hero-v50 p{max-width:760px;color:#dceaff;margin:0;line-height:1.58}.admin-id-search-v50{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.14);border-radius:22px;padding:15px}.admin-id-search-v50 label{display:block;font-size:.8rem;font-weight:900;color:#eaf4ff;margin-bottom:8px}.admin-id-search-v50 div{display:flex;gap:8px}.admin-id-search-v50 input{min-width:0;flex:1;border:1px solid rgba(255,255,255,.2);background:#fff;color:#0d2854;border-radius:14px;padding:12px 13px;font-weight:800}.admin-kpi-grid-v50{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.admin-kpi-v50{background:rgba(255,255,255,.96);border:1px solid rgba(11,78,159,.13);border-radius:24px;padding:18px;box-shadow:0 18px 42px rgba(11,32,74,.13);position:relative;overflow:hidden}.admin-kpi-v50:after{content:"";position:absolute;right:-30px;top:-40px;width:110px;height:110px;border-radius:999px;opacity:.16}.admin-kpi-v50.blue:after{background:#0b6ad9}.admin-kpi-v50.cyan:after{background:#06b6d4}.admin-kpi-v50.green:after{background:#16a34a}.admin-kpi-v50.red:after{background:#dc2626}.admin-kpi-v50 span{display:block;color:#46627e;font-weight:900;font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}.admin-kpi-v50 strong{display:block;color:#081d3f;font-size:clamp(1.55rem,2.4vw,2.35rem);letter-spacing:-.045em;margin:5px 0}.admin-kpi-v50 small{color:#57708c;font-weight:750}.admin-quick-panels-v50{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.admin-quick-panels-v50 a{display:grid;gap:5px;min-height:116px;text-decoration:none;color:#10264a;background:linear-gradient(180deg,#fff,#f3f8ff);border:1px solid rgba(31,101,191,.14);border-radius:22px;padding:17px;box-shadow:0 16px 38px rgba(11,32,74,.11);transition:.18s ease}.admin-quick-panels-v50 a:hover{transform:translateY(-3px);box-shadow:0 20px 46px rgba(11,32,74,.16)}.admin-quick-panels-v50 i{font-size:1.25rem;color:#0b6ad9}.admin-quick-panels-v50 b{font-size:1rem}.admin-quick-panels-v50 span{color:#5f7892;font-size:.86rem;line-height:1.4}.admin-table-grid-v50{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.admin-table-v50{background:rgba(255,255,255,.97)!important;border-radius:24px!important}.admin-table-v50 table th{font-size:.76rem;text-transform:uppercase;letter-spacing:.06em;color:#395c83}.admin-table-v50 table td{font-size:.88rem}.admin-table-v50 .table-wrap{max-height:480px;overflow:auto}@media(max-width:1100px){.admin-shell-v50{grid-template-columns:1fr}.admin-sidebar-v50{position:relative;top:auto}.admin-tabs-v50{grid-template-columns:repeat(2,minmax(0,1fr))}.admin-hero-v50,.admin-table-grid-v50{grid-template-columns:1fr}.admin-kpi-grid-v50,.admin-quick-panels-v50{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:620px){.admin-shell-v50{width:min(100% - 16px,1480px);margin-top:12px}.admin-sidebar-v50,.admin-hero-v50{border-radius:20px}.admin-tabs-v50,.admin-kpi-grid-v50,.admin-quick-panels-v50{grid-template-columns:1fr}.admin-id-search-v50 div{flex-direction:column}.admin-sidebar-brand-v50 img{width:58px;height:58px}.admin-hero-v50{padding:18px}.admin-kpi-v50{padding:15px}}

/* V54 form validation polish */
.field-error-v54, .field input.field-error-v54, .field select.field-error-v54, .field textarea.field-error-v54 { border-color: #ff8f8f !important; box-shadow: 0 0 0 4px rgba(255,90,90,.18) !important; }
.client-validation-message-v54 { margin-bottom: 16px; }
.confirmed-loan-note-v54 { color:#9effc8; font-weight:900; }

/* V64 precise form validation feedback */
.missing-fields-box{margin-top:10px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:10px 12px;color:inherit}
.missing-fields-box ul{margin:8px 0 0 18px;padding:0}.missing-fields-box li{margin:4px 0;font-weight:800}.alert-box.alert-error .missing-fields-box strong{display:block;margin-bottom:4px}.server-field-note-v64{display:block;margin-top:7px;color:#6b7e99;font-size:.82rem;font-weight:700}
/* V67 dashboard/email-success polish */
.info-card{background:rgba(255,255,255,.92);border:1px solid rgba(205,226,255,.85);border-radius:20px;padding:18px;box-shadow:0 14px 36px rgba(4,40,90,.08)}
.info-card h4{margin:0 0 12px;color:#0a2754;font-size:1rem;display:flex;gap:8px;align-items:center}.clean-list{list-style:none;padding:0;margin:0;display:grid;gap:9px}.clean-list li{display:flex;align-items:flex-start;gap:8px;color:#334a68;line-height:1.55}.clean-list i{color:#0f8bd8;margin-top:3px}